Njengoba ubuchwepheshe buqhubeka nokuthuthuka, ukuhlaselwa ku-inthanethi kuya ngokuya kuvame futhi kuba yinkimbinkimbi. Umshwalense wezokuphepha we-Cyber ungasiza ukuvikela ibhizinisi lakho ekulahlekeni kwezimali kanye nomonakalo ovela ekuhlaselweni ku-inthanethi. Kulo mhlahlandlela, sizohlola izinzuzo zomshwalense we-cybersecurity nokuthi kungani ubalulekile kunoma yiliphi ibhizinisi eliku-inthanethi.
Iyini i-Cyber Security Insurance?
Umshwalense wezokuphepha ku-Cyber, noma umshwalense we-cyber liability, uwuhlobo lwenqubomgomo yomshwalense esiza ukuvikela amabhizinisi ekulahlekeni kwezimali kanye nomonakalo ovela ekuhlaselweni ku-inthanethi. Lolu hlobo lomshwalense lungakhava izindleko ezihlukahlukene, okuhlanganisa izindleko zomthetho, izindleko zokutholwa kwedatha, nokulahlekelwa imali engenayo ngenxa yokuphazamiseka kwebhizinisi. Umshwalense we-Cybersecurity unganikeza nezinsiza nokusekelwa ukusiza amabhizinisi avimbele futhi aphendule ekuhlaselweni kwe-inthanethi.
Izingozi Zokuhlaselwa Kwe-Cyber Kwamabhizinisi.
Ukuhlaselwa kwe-Cyber kungaba nemiphumela elimazayo kumabhizinisi abo bonke osayizi. Kungaholela ekulahlekelweni kwedatha ebucayi, ukulahlekelwa kwezimali, ukulinyazwa kwesithunzi, ngisho nezinyathelo zomthetho. Ngaphezu kwalokho, izigebengu ze-inthanethi zingasebenzisa izindlela ezahlukahlukene zokufinyelela amasistimu enkampani, okuhlanganisa ama-imeyili obugebengu bokweba imininingwane ebucayi, uhlelo olungayilungele ikhompuyutha, namaqhinga obunjiniyela bomphakathi. Ngenxa yalokho, amabhizinisi kufanele athathe izinyathelo ezisheshayo ukuze azivikele kulezi zingozi, okuhlanganisa nokutshala imali kumshwalense wokuphepha we-inthanethi.
I-Cyber Security Insurance Ingalivikela Kanjani Ibhizinisi Lakho.
Umshwalense wezokuphepha we-Cyber ungavikela ibhizinisi lakho ngokwezimali ngesikhathi sokuhlasela ku-inthanethi. Lolu hlobo lomshwalense lungakhava izindleko ezihambisana nokuphulwa kwedatha, okuhlanganisa izindleko zomthetho, izindleko zesaziso, namasevisi okuqapha isikweletu kumakhasimende athintekile. Ingakwazi futhi ukukhokhela izindleko zokubuyisela idatha elahlekile noma eyonakele kanye nezindleko zokuphazamiseka kwebhizinisi okubangelwa ukuhlaselwa ku-inthanethi. Ukwengeza, ezinye izinqubomgomo zinganikeza ukufinyelela kochwepheshe be-cybersecurity abangasiza ibhizinisi lakho ukuthi lilulame ekuhlaselweni futhi livimbele izehlakalo ezizayo.
Izinhlobo Zomshwalense Wokuphepha Kwe-Cyber.
Izinhlobo ezimbalwa zomshwalense wokuvikeleka ku-inthanethi ziyatholakala, ngayinye inezinzuzo ezithile. Ukufakwa kwenkampani yokuqala kungasiza ukukhokhela izindleko ezihambisana nokuphulwa kwedatha, njengezinkokhelo zomthetho, izindleko zesaziso, namasevisi okuqapha isikweletu. Ukufakwa kwezinkampani zangaphandle kungasiza ukukhokhela izindleko zomonakalo noma amacala abangelwa ukuhlaselwa ku-inthanethi. Ukufakwa kokuphazamiseka kwebhizinisi kungasiza ukukhokhela izindleko zemali engenayo elahlekile kanye nezindleko ezibangelwa ukuhlaselwa ku-inthanethi okuphazamisa ukusebenza kwebhizinisi lakho. Okokugcina, ukumbozwa ngokuqolwa nge-inthanethi kungasiza ukukhokhela izindleko zokuphendula ekuhlaselweni kwe-ransomware noma omunye umzamo wokuqola ku-inthanethi.
Ukukhetha Inqubomgomo Yomshwalense Wokuphepha We-Cyber elungile Yebhizinisi Lakho.
Lapho ukhetha umshwalense olungile we-cybersecurity webhizinisi lakho, kubalulekile ukucabangela izidingo zakho ezithile kanye nezingozi. Zinike isikhathi sokuhlola izinyathelo zakho zamanje zokuphepha ku-inthanethi futhi uhlonze noma yibuphi ubungozi obungaba khona. Lokhu kuzokusiza ukuthi unqume ukuthi yiluphi uhlobo lwekhava oludingayo nokuthi kungakanani ukufakwa okudingekayo. Ukusebenza nomhlinzeki womshwalense ohloniphekile ongakusiza ukukuqondisa ohlelweni futhi uqinisekise ukuthi unebanga elifanele lokuvikela ibhizinisi lakho ekuhlaselweni kwe-inthanethi kubalulekile.
Kungani Ibhizinisi Lakho Elincane Lidinga Umshwalense Wokuphepha We-Cyber
Ungabanjwa ngaphandle kwesivikelo! Funda ukuthi kungani ukuba nomshwalense wokuvikeleka ku-inthanethi kubalulekile emabhizinisini amancane nokuthi ungakusiza kanjani ukukugcina uphephile.
Abanikazi bamabhizinisi amancane babhekene nengozi ehlala ikhula yokuhlaselwa ku-inthanethi, ukwephulwa kwedatha, nezinye izinsongo zedijithali. Umshwalense wezokuphepha we-Cyber ungasiza ukuvikela ezindlekweni zezimali ezihambisana nezinsongo ezinjalo, ukuvumela ukuthi ugxile ekuqhubeni ibhizinisi lakho esikhundleni sokukhathazeka ngokuhlukunyezwa abagebengu.
Iyini i-Cyber Security Insurance?
Umshwalense wokuvikeleka ku-Cyber wuhlobo lokukhava olungasiza amabhizinisi amancane ukuthi abuyise ukulahlekelwa kwezimali ekuhlaselweni ku-inthanethi, ukwephulwa kwedatha, nezinye izinsongo zedijithali. Idizayinelwe ukuvikela izinkampani zabo bonke osayizi ezindlekweni zomnotho ezingase zibe umonakalo ezihlobene nezigameko ezibandakanya izingozi zokuphepha kwedijithali. Ukufakwa kuvame ukubandakanya usizo ngezinkokhelo zomthetho, imali engenayo elahlekile ngenxa yesikhathi esilinganiselwe, ubuchwepheshe bokuthola kabusha amasistimu nedatha, ukubuyisela isithunzi, nokuningi.
Izinzuzo Zokusebenzisa I-Cyber Security Insurance
Umshwalense we-Cybersecurity unikeza amabhizinisi amancane izinzuzo eziningi ekuvimbeleni nasekululameni ezinsongweni zokuphepha kwedijithali. Isiza ukulungisa izindleko zezezimali zokuhlasela ku-inthanethi futhi inikeze ukufinyelela kochwepheshe abanolwazi abangasiza ukubuyisela amasistimu nedatha, ukulungisa isithunzi, nokuningi. Ngaphezu kwalokho, ukuba nekhava endaweni kukhombisa ozakwethu namakhasimende ukuthi ibhizinisi likuthatha ngokungathi sína ukuphepha kwalo kwedijithali, okusiza ukwakha ukwethembana nalabo bantu.
Ubani Owudinga?
Noma yiliphi ibhizinisi eligcina idatha yekhasimende ngekhompyutha, lithinta i-inthanethi ngengxenye ethile yemisebenzi yalo, noma osebenzisa amadivaysi eselula kufanele acabangele kakhulu umshwalense wokuvikeleka ku-inthanethi. Izindleko ezihambisana nokuba nekhava ngokuvamile ziphansi kunokulahlekelwa okungaba khona okuvela ekuhlaselweni okukhulu, okwenza kube yinani elihle kakhulu emabhizinisini amaningi. Ngaphezu kwalokho, ukuba nomshwalense wokuvikeleka ku-inthanethi kusiza ukukhombisa ozakwethu namakhasimende ukuthi ibhizinisi lakho likuthatha ngokungathi sína ukuphepha kwedijithali.
Ihlanganisani?
Umshwalense wokuvikeleka ku-Cyber uhlanganisa izinsiza ezahlukahlukene kanye nezindleko inhlangano engabhekana nazo ngenxa yokuphulwa kwedatha noma ukuhlaselwa ku-inthanethi. Isibonelo, lokhu kufakwa kungase kukhave izindleko ezihambisana nezinkokhelo zomthetho, ubudlelwano bomphakathi, ukwazisa amakhasimende okungenzeka ukuthi idatha yawo idaluliwe, ukubonisana kwe-IT, ukuthuthukiswa kwezokuphepha, nokuningi. Ngaphezu kwalokho, izinqubomgomo eziningi zivikela ezikweletini ngenxa yezenzo zobugebengu ezinjengokukhwabanisa noma ukwebiwa kobunikazi.
Yiziphi Izinyathelo Ezidingekayo Zokuthola Umshwalense Wokuphepha Kwe-Cyber?
Ukukhetha inqubomgomo yomshwalense we-inthanethi efanelekile kubalulekile ekuvikeleni ibhizinisi lakho. Ngaphambi kokuthenga inqubomgomo, qala ngokuhlola noma yiziphi izingcuphe ze-inthanethi inhlangano yakho engabhekana nazo kanye nezinyathelo zokuvikela esezivele zikhona. Okulandelayo, funa iseluleko kochwepheshe mayelana nokuthi yiluphi uhlobo lokufakwa olufanelana kangcono nezidingo zakho nesabelomali bese unquma ukuthi ingabe udinga ukuthenga izendlalelo ezengeziwe zokuvikela ezingaphezu kwalokho okufakwe kunqubomgomo eyisisekelo. Okulandelayo, qhathanisa izingcaphuno ezivela kubahlinzeki abahlukene futhi ucabangele imikhawulo engaba khona kanye nokungafakwa phakathi kohlelo ngalunye. Okokugcina, khetha uhlelo olungcono kakhulu lwenkampani yakho futhi usebenze nomthengisi womshwalense ukuze uqedele noma yimaphi amaphepha adingekayo ukuze ukhavwe ngokwanele.
I-Outlook Yabanikazi Bamabhizinisi Amancane Ngesifinyezo Sokuphepha Kwe-Cyber:
Uma ithi i-US iyinjini yomnotho womhlaba, izinkampani zokunquma, kanye nezinkampani ezisezingeni eliphakathi zingamafutha ashayela leyo njini.
Izinkampani ezincane zenza cishe izingxenye ezimbili kwezintathu zemisebenzi emisha yabasebenzi, ezibalelwa ku-44% wemisebenzi yezomnotho yabantu. Ngakho-ke, iyini imfihlo yempumelelo yabo? Yiziphi izithiyo abahlangabezana nazo, futhi imaphi amadolobha nezifunda ezingcono kakhulu ukuba bachume?
Ukuphepha kwe-Cyber nokuvikeleka akubonakali kuyinto ehamba phambili kubanikazi bamabhizinisi amancane. Ngokusekelwe kungxoxo yakhe, ake sicabangele le ngxoxo nomuntu ovela ku-FBI, nakuba exwayisa amabhizinisi amancane ukuthi akuthathele phezulu ukuvikela ku-inthanethi. Amabhizinisi amancane amaningi awakuboni ukuphepha okubonakalayo njengosongo olukhulu.
Amazwana kwakamuva