Ukuhambisana ne-PCI DSS

PCI_DSS_Compliance.pngIzinga Lokuvikeleka Kwedatha Yemboni Yekhadi Lokukhokha (Ukuhambisana ne-PCI DSS)

I-Payment Card Industry Data Security Standard (PCI DSS Compliance) iyisethi yamazinga okuphepha aklanyelwe ukuqinisekisa ukuthi ZONKE izinkampani ezamukela, ezicubungulayo, ezigcina, noma ezidlulisa ulwazi lwekhadi lesikweletu zigcina indawo evikelekile. Ngaphezu kwalokho, uma u-a umthengisi banoma imuphi usayizi owamukela amakhadi esikweletu, kufanele uthobele izindinganiso zoMkhandlu Wokuphepha Wokuthobela we-PCI DSS. Lesi sizindalwazi sihlinzeka ngamadokhumenti ezindinganiso zokuphepha kwedatha yekhadi lesikweletu, isofthiwe ethobela i-PCI nehadiwe, efanelekile abahloli bezokuphepha, usekelo lobuchwepheshe, imihlahlandlela yomthengisi, nokuningi.

Imboni Yekhadi Lokukhokha (I-PCI DSS Compliance) Izinga Lokuphepha Kwedatha (DSS) futhi PCI Abathengisi Abagunyaziwe Beskena (PCI ASV) bakhona ukuze balwe negagasi elikhulayo lokulahleka kwedatha yolwazi lwekhadi lesikweletu kanye nokweba. Zonke izinhlobo ezinhlanu zamakhadi okukhokha amakhulu zisebenza ne-PCI ukuze kuqinisekiswe ukuthi abathengisi nabahlinzeki besevisi bavikela ulwazi lwekhadi lesikweletu lomthengi ngokubonisa ukuthobela i-PCI ngokuhlola Ukuthobela kwe-PCI DSS. Inzuzo Ukuskena kwe-PCI kuyahambisana nge ukuskena kokuba sengozini ngomthengisi wokuskena ogunyazwe yi-PCI. Imibiko enemininingwane ikhomba izimbobo zokuphepha ezivezwe umthengisi wethu ongu-30,000+. Ihlola futhi iqukethe izincomo zokulungisa ezingenziwa.

Isayithi elisemthethweni le-PCI Security Standards Council:
https://www.pcisecuritystandards.org/

I-PCI DSS (I-Settlement Card Sector Information Safety Standard) iyaziwa emhlabeni wonke izinga lokusebenzisa izivikelo ukuvikela imininingwane yomnikazi wekhadi. Noma yikuphi Inhlangano ukuthi izitolo, izinqubo, noma ukudlulisa imininingwane yomnikazi wekhadi kulindeleke ukuthi ihlangabezane nalawa mazinga. Ukugcina imibandela ye-PCI kungaba inselele ezinkampanini, nokho I-Cyber ​​Safety kanye I-Security Consulting Ops kungasiza ukuwenza ube lula.

Imfuneko Yokuphepha Kolwazi Lomkhakha Wekhadi Lokukhokha (PCI DSS) iyindinganiso yokuphepha yezinkampani eziphatha amakhadi okushaja anegama elivela ezinhlelweni zamakhadi ezibalulekile. Umbandela we-PCI ugunyazwe amabhrendi wamakhadi okwamanje ahlinzekwe ngabakwa- UMkhandlu Wemibandela Yokuvikeleka Kwemakethe Yekhadi Lokukhokha. Izinga lakhiqizwa ukuze kukhuliswe izilawuli mayelana nolwazi lomnikazi wekhadi ukuze kwehliswe ukukhwabanisa kwekhadi.

Kungani kubalulekile ukuhlala usezingeni le Ukuhambisana ne-PCI DSS izidingo?

Okubi nakakhulu, kubonisa ukukhokhiswa inhlawulo eyeqisayo engenza inhlangano ibe buthaka. Ukuze uthole ulwazi olwengeziwe, bheka i- I-PCI Safety Specifications Isizinda se-inthanethi soMkhandlu.

Ukuthobela i-PCI DSS kuyisidingo esincane okufanele sisetshenziselwe ukunciphisa usongo olwazini lomnikazi wekhadi. Ihambisana nemvelo yamakhadi okukhokhela; ukwephulwa noma ukwebiwa komnikazi wekhadi Imininingwane kuthinta lonke iketango.

I-Settlement Card Information Protection Criterion (PCI DSS) ibhaliwe, ikhiqizwe amabhrendi wamakhadi aphawulekayo, futhi inakekelwa Umkhandlu Wezimfuneko Zokuphepha Komkhakha Wekhadi Le-Settlement (PCI SSC). I-PCI DSS ihlanganisa izidingo zobuchwepheshe ezivikela futhi zivikele ulwazi lwekhadi lokukhokha kukho konke ukuphatha, ukunakekelwa, indawo yokugcina, kanye nokudluliselwa. Ngakho-ke, wonke amabhizinisi aphethe imininingwane yekhadi lokukhokha, kungakhathaliseki ubukhulu bawo noma izindlela zokucubungula, kufanele ahambisane nalezi zidingo futhi I-PCI iyahambisana.
Ulwazi lwesevisi yokuvikela

Ukuthola I-PCI iqinisekisiwe futhi ukuphromotha lokho kumakhasimende akho kubonisa amakhasimende akho ukuthi uzimisele ngakho ukuphepha futhi bathathe zonke izinyathelo zokuphepha ukuze bagcine ulwazi lwabo lokukhokha lungenabungozi. Ibanika (kanye nawe) ukuthula kwengqondo.

Yehlisa izindleko zokuphulwa kolwazi

Ukwephulwa kolwazi kungakubiza kakhulu kukho kokubili imali nokuzethemba kwekhasimende. Kunenani lokushintsha amakhadi okukhokhisa, ukukhokha izinhlawulo, ukukhokha izinkokhelo zalokho abathengi abakulahlekele, izindleko zokuhlolwa, kanye nokuhlolwa kwamabhuku. Konke kwakhiwa ngokushesha okukhulu.

Khumbula ukuthi uma uyeka ukusebenza ukuze uvikele idatha yeklayenti lakho, uthembele ezijezisweni nasezimangalweni, ikakhulukazi uma ubatshele amanga ukuthi inkampani yakho iphephile.

Kubalulekile ukuvikela imininingwane yenkampani yakho kanye nabasebenzi bakho. Nokho, nakuba ungase ugxile ekuvikelweni ngokomzimba enkampanini yakho, ingabe unikeza isikhathi esanele ukuze uvikele ulwazi lwakho ngekhompyutha? Phakathi kwezinsongo ze-malware, ukuhlaselwa kokufinyelela kude, nobunjiniyela bezenhlalo, ukuthatha izinyathelo zokuphepha ezifanele kubalulekile ukuze ugcine amasistimu akho ekhompyutha, amanethiwekhi, kanye nezivikelo zamaseva ewebhu.
Wonke umsebenzi we-PCI DSS ukuvikela imininingwane yamakhadi kuma-cyberpunk namasela. Ngakho-ke, ngokulandela lo mbandela, ungakwazi vikela idatha yakho, gwema ukwephulwa kwedatha okubizayo, futhi uvikele abasebenzi bakho nabathengi.

Khumbula ukwephulwa kwethagethi? Ungase ungakhumbuli ukuthi ikubuyisela malini ebhizinisini, elalingaphezu kwezigidi ezingu-162 zamaRandi ngo-2013 no-2014. Lezo yizindleko eziphakeme kakhulu zokuzikhokhela ngokungaphephile.

I-PCI DSS (Isidingo Sokuphepha Kolwazi Lomkhakha Wekhadi Lokukhokha) iyindinganiso eyaziwa emhlabeni wonke yokuvikela idatha yomnikazi wekhadi. I-Payment Card Information Information Safety and Security Requirement (PCI DSS) iwumbandela obhaliwe odalwe amabhrendi wamakhadi aphawulekayo futhi walondolozwa UMkhandlu Wezicaciso Zokuphepha Nokuphepha Kwemboni Yekhadi Lokukhokha (PCI SSC).

Ivikela amakhasimende akho

Amakhasimende akho akwethemba ngolwazi lwekhadi lawo njengoba ethenga ebhizinisini lakho. Kodwa, uma wephulwa, akuwena wedwa obekezelayo. Imininingwane yekhadi leklayenti lakho idinga ukuvikelwa inkampani yakho. Unesibopho sokugcina idatha yabo ivikelekile ngenkathi ihlezi ikuwe.

Imakethe Yekhadi Lokubuyisela Data Security Umbandela (I-PCI DSS) iwumgomo wokuvikela ulwazi wezinhlangano ezisebenzelana namakhadi esikweletu ekhwalithi ephezulu avela ezinhlelweni zamakhadi ezibalulekile. Izinga le-PCI ligunyazwe amabhrendi wamakhadi kodwa lilawulwa yi-Payment Card Industry Specifications Specifications Council. Umbandela wakhiqizwa ukuze kwandiswe izilawuli mayelana nolwazi lomnikazi wekhadi ukuze kuncishiswe ukukhwabanisa kwekhadi lokulinganisa isikweletu.

Abantu mancane kakhulu amathuba okuthi bakuthathe service uma bengazizwa beqiniseka ngokuthi ugcina idatha yabo ivikelekile. Isibonelo, izingxenye ezimbili kwezintathu zabantu abadala base-United States ngeke babuyele enhlanganweni ngemva kokwephulwa kolwazi.

Kungani Ukuthobela kwe-PCI DSS Kubalulekile Ebhizinisini Lakho: Ukuvikela Amakhasimende Akho Nesithunzi Sakho

Esikhathini samanje sedijithali, amabhizinisi abhekana nezinsongo ezikhulayo ezivela ezigebengwini ze-inthanethi ezihlale zifuna izindlela zokusebenzisa ubungozi ezinhlelweni zokukhokha. Yingakho ke Ukuthotshelwa kwe-PCI DSS (Ikhadi Lokukhokha Lemboni Yedatha Yokuvikeleka). ibaluleke kakhulu kunakuqala. Ngokunamathela kule sethi eqinile yezindinganiso zokuphepha, amabhizinisi angavikela amakhasimende awo nesithunzi.

Ukuqinisekisa ukuthobela kwe-PCI DSS kusho ukuthi ukusebenzisa uhlaka oluqinile lokuvikela oluvikela idatha ebucayi yomnikazi wekhadi ekufinyeleleni okungagunyaziwe noma ekwephulweni kwedatha okungaba khona. Ngokwenza kanjalo, amabhizinisi angakha ukwethembana kumakhasimende awo, aqaphela kakhulu ukubaluleka kokuvikelwa kwedatha.

Akukhona nje kuphela ukuthi ukuthobela kwe-PCI DSS kunikeza indlela ebanzi yokuphepha kwedatha, kodwa futhi kusiza ukuthuthukisa isithunzi sakho njengomkhiqizo othembekile. Kubonisa ukuzibophezela kwakho ekuvikeleni ulwazi lwekhasimende futhi kukusungula njengozakwethu onokwethenjelwa endaweni yedijithali.

Lesi sihloko sizohlola ukubaluleka kokuthobela i-PCI DSS, izinzuzo zayo, nokuthi ingalivikela kanjani ibhizinisi lakho ezingozini ezingaba khona. Ngakho-ke, ake sihlole ukuthobela i-PCI DSS futhi sifunde ukuthi kungani kubalulekile enkampanini yakho.

Kuyini ukuthobela i-PCI DSS?

Ukuthobela kwe-PCI DSS kubhekisela ekubambeleleni eqoqweni lamazinga okuphepha asungulwe yi-Payment Card Industry Security Standards Council (PCI SSC). Lawa mazinga enzelwe ukuvikela ukuphathwa kolwazi lomnikazi wekhadi ngesikhathi ukuthengiselana kwekhadi lokukhokha. Uhlaka lwe-PCI DSS luqukethe izidingo eziyishumi nambili amabhizinisi okufanele ahlangabezane nazo ukuze avikele idatha ebucayi futhi agcine indawo yokukhokha evikelekile.

Ukuthobela i-PCI DSS kusebenza kunoma iyiphi inhlangano ecubungula, egcina, noma edlulisa idatha yomnikazi wekhadi. Lokhu kubandakanya abathengisi, abahlinzeki besevisi, nezinye izinhlangano ezihililekile ekwenziweni kwamakhadi okukhokha. Ukufeza nokugcina ukuthobela kwe-PCI DSS kubalulekile ukuze uvikele amakhasimende akho kanye nebhizinisi lakho ekwephulweni kwedatha okungaba khona kanye nokulahlekelwa kwezimali.

Ukubaluleka kokuthobela i-PCI DSS kumabhizinisi

Ukubaluleka kokuthobela i-PCI DSS akukwazi ukugcizelelwa esimweni sanamuhla sedijithali. Ngokukhula kobugebengu bamakhompuyutha kanye nobunkimbinkimbi obukhulayo babagebengu, amabhizinisi abhekana nosongo oluqhubekayo ekuvikelekeni kwezinhlelo zawo zokukhokha. Ukungathobeli izindinganiso ze-PCI DSS kungaholela emiphumeleni enzima, ehlanganisa izinhlawulo zezezimali, ukulimala kwesithunzi, nokulahlekelwa ukwethenjwa kwekhasimende.

Ngokusebenzisa izinyathelo zokuphepha ezidingekayo kanye nokufeza ukuthobela kwe-PCI DSS, amabhizinisi anganciphisa ubungozi bokuphulwa kwedatha futhi avikele ulwazi olubucayi lwamakhasimende awo. Lokhu, nakho, kusiza ekwakheni ukwethembana nokuzethemba phakathi kwamakhasimende, okungenzeka ukuthi akhethe amabhizinisi abeka kuqala ukuphepha kwedatha.

Ngaphezu kwalokho, ukuthobela i-PCI DSS akuyona nje imfuneko yesikhathi esisodwa kodwa ukuzibophezela okuqhubekayo ekugcineni indawo yokukhokha evikelekile. Ukuhlola okuvamile, ukucwaningwa kwamabhuku, nezibuyekezo kuyadingeka ukuze kuqinisekiswe ukuhambisana okuqhubekayo nokuhambisana nezinsongo nobuchwepheshe obuvelayo.

Imiphumela yokungathobeli imithetho

Ukungathobeli amazinga e-PCI DSS kungaba nemiphumela emibi kumabhizinisi. Okokuqala, kunezinhlawulo zezezimali ezibekwe amabhrendi wamakhadi okukhokha ezinhlanganweni ezingathobeli mithetho. Lezi zinhlawulo zingasukela ezinhlawulweni ezinkulu kuye ezinkokhelweni ezikhushuliwe zomsebenzi noma ngisho nokuqedwa kwekhono lokwamukela amakhadi okukhokha ngokuphelele.

Ngokungeziwe kumthelela wezezimali, ukungathobeli kungaholela ekulimaleni kwesithunzi. Ukwephulwa kwedatha noma isigameko sokuvikeleka singalimaza kakhulu isithunzi sebhizinisi futhi sicekele phansi ukwethenjwa kwamakhasimende. Izindaba zokwephulwa komthetho zisabalala ngokushesha, ikakhulukazi esikhathini senkundla yezokuxhumana, futhi zingaba nemiphumela ehlala isikhathi eside emgqeni webhizinisi.

Ngaphezu kwalokho, ukungathobeli kungaholela emiphumeleni yezomthetho, okuhlanganisa ukumangalela amakhasimende athintekile noma uphenyo lokulawula. Izindleko ezihlobene nezinqubo zomthetho, ukukhokhelwa, kanye nomonakalo ongase ube khona kungase kucindezele kakhulu izinsiza zebhizinisi.

Ukuze ugweme le miphumela, amabhizinisi kufanele abeke phambili ukuthobela kwe-PCI DSS futhi athathe izinyathelo zokuvikela idatha yamakhasimende awo.

Ukuqonda izidingo ze-PCI DSS

Ukuze kuzuzwe futhi kugcinwe ukuthobela kwe-PCI DSS, amabhizinisi kufanele aqonde futhi asebenzise izidingo eziyishumi nambili ezishiwo yi-PCI SSC. Lezi zidingo zihlanganisa izici ezihlukahlukene zokuvikela idatha futhi zihlanganisa izinyathelo ezifana nalezi:

1. Faka futhi ulondoloze ukucushwa kwe-firewall ukuze uvikele idatha yomnikazi wekhadi.

2. Hlaziya njalo futhi unamathisele amasistimu nesofthiwe ukuze ubhekane nobuthakathaka obaziwayo.

3. Ukuvikela idatha yomnikazi wekhadi egciniwe ngokubhala ngekhodi nezilawuli zokufinyelela.

4. Sebenzisa izinyathelo eziqinile zokulawula ukufinyelela, okuhlanganisa ama-ID omsebenzisi ahlukile namaphasiwedi.

5. Ukuqapha nokuhlola amanethiwekhi njalo ukuze kuhlonzwe futhi kuncishiswe ubungozi obungaba khona.

6. Ukugcina inqubomgomo yezokuphepha yolwazi ebhekelela zonke izici zokuthobela i-PCI DSS.

Ngokufeza lezi zidingo, amabhizinisi angasungula uhlaka lokuvikela oluqinile oluvikela idatha yomnikazi wekhadi futhi luqinisekise ukuthobela kwe-PCI DSS.

Izinyathelo zokuzuza nokugcina ukuthobela kwe-PCI DSS

Ukufeza nokugcina ukuthobela kwe-PCI DSS kudinga indlela ehlelekile nokuzibophezela okuqhubekayo. Nazi izinyathelo ezibalulekile okufanele uzilandele:

1. Hlola izinyathelo zakho zamanje zokuphepha futhi uhlonze noma yiziphi izikhala noma ubungozi.

2. Yakha imephu yomgwaqo ukuze kuzuzwe ukuthobelana, ubeke kuqala izindawo ezibaluleke kakhulu kuqala.

3. Sebenzisa izilawuli zokuphepha nezindlela zokuhlangabezana nezidingo ze-PCI DSS.

4. Hlola njalo futhi uqaphe amasistimu akho ukuze uhlonze futhi ulungise ubungozi obungaba khona.

5. Bandakanya Umhloli Wezokuphepha Ofanelekayo (i-QSA) ukuze enze ukuhlola okusemthethweni kokuthotshelwa kwemithetho.

6. Lungisa noma yiziphi izinkinga ezihlonziwe ngesikhathi sokuhlola futhi ubhekane nemiphumela yokungalandeli.

7. Gcina uhlelo lokuthobela okuqhubekayo, okuhlanganisa ukuhlola okuvamile nezibuyekezo.

Ngokulandela lezi zinyathelo, amabhizinisi angasungula isisekelo esiqinile sokuthobela i-PCI DSS futhi aqinisekise ukuvikeleka okuqhubekayo kwedatha yekhasimende.

Izinqubo ezihamba phambili zokuvikela idatha yekhasimende

Ngokungeziwe ekuhlangabezaneni nezidingo ze-PCI DSS, kunezinqubo ezimbalwa ezihamba phambili amabhizinisi angazisebenzisa ukuze avikele idatha yekhasimende ngokuqhubekayo:

1. Sebenzisa ukufakazela ubuqiniso bezinto eziningi ukuze kufinyelelwe kumasistimu nedatha ebucayi.

2. Ukufundisa abasebenzi njalo ngezinqubo ezihamba phambili zokuphepha kwedatha, okuhlanganisa nokuqwashisa ngobugebengu bokweba imininingwane ebucayi kanye nokuhlanzeka kwephasiwedi.

3. Bethela idatha lapho uphumule futhi usendleleni ukuze unikeze isendlalelo esengeziwe sokuvikela.

4. Khawulela ukufinyelela kudatha yabanikazi bamakhadi kulabo kuphela abasebenzi abayidingayo ukuze benze imisebenzi yabo.

5. Qapha futhi ungene kuwo wonke umsebenzi wesistimu ukuze uthole futhi uphendule izehlakalo ezingaba khona zokuphepha.

6. Njalo gcina ikhophi yedatha ebalulekile ukuze uqinisekise ukutholakala ngesikhathi sokuphulwa noma ukwehluleka kwesistimu.

7. Hlala unolwazi mayelana nezinsongo ezivelayo kanye nokuba sengozini futhi ubuyekeze izinyathelo zokuphepha ngokufanele.

Ngokuhlanganisa lezi zinqubo ezihamba phambili ezinhlelweni zabo zokuvikela idatha, amabhizinisi angathuthukisa ukuvikeleka kwawo kukonke futhi anciphise ubungozi bokuphulwa kwedatha.

Izinzuzo zokuthobela i-PCI DSS

Ukufeza nokugcina ukuthobela kwe-PCI DSS kunikeza izinzuzo eziningi zamabhizinisi:

1. Ukuvikeleka kwedatha okuthuthukisiwe: Ukuthobelana kwe-PCI DSS kunikeza uhlaka olubanzi lokuvikela idatha yekhasimende ebucayi, ukwehlisa ubungozi bokuphulwa kwedatha nokulahlekelwa kwezimali.

2. Ukwethenjwa kwamakhasimende okukhulisiwe: Amabhizinisi angakha ukwethembana phakathi kwamakhasimende akhathazeke kakhulu ngokuvikela imininingwane yawo siqu ngokubonisa ukuzibophezela ekuvikelekeni kwedatha.

3. Isithunzi esithuthukisiwe: Ukuthobela i-PCI DSS kuthuthukisa isithunzi sebhizinisi njengophawu oluthenjwayo olubeka phambili ukuphepha nobumfihlo bedatha yekhasimende.

4. Inzuzo yokuncintisana: Ukuthobela i-PCI DSS kunganikeza amabhizinisi umkhawulo wokuncintisana, njengoba amakhasimende emathubeni amaningi okukhetha izinhlangano ezibeka phambili ukuphepha kwedatha.

5. Ukuvikela okusemthethweni: Ukuthobelana namazinga e-PCI DSS kungasiza ukuvikela amabhizinisi emiphumeleni engase ibe khona yezomthetho ekwephuleni kwedatha noma isigameko sokuphepha.

6. Ukusebenza okulula: Ukusebenzisa izinyathelo zokuphepha ezidingekayo ukuze kuthotshelwe umthetho kungaholela ekusebenzeni okuthuthukisiwe kanye nokunciphisa ingozi yokuphazamiseka.

Ngokuvuna lezi zinzuzo, amabhizinisi angazimisa njengabaholi ekuvikelekeni kwedatha futhi azuze umkhawulo wokuncintisana endaweni yemakethe.

Ukuthobela kwe-PCI DSS kungasiza kanjani ukuvikela isithunzi sakho

Ezweni lanamuhla ledijithali, isithunzi sebhizinisi singenye yezimpahla zalo ezibaluleke kakhulu. Ukuphulwa kwedatha noma isigameko sokuvikela singathinta kabi isithunzi senkampani, okuholela ekulahlekelweni kwamakhasimende, ukucindezela okungalungile, kanye nokulimala kwesikhathi eside kumkhiqizo.

Ngokufinyelela ukuthobela kwe-PCI DSS, amabhizinisi angabonisa ukuzibophezela kwawo ekuvikeleni idatha yekhasimende futhi azimise njengabalingani abathembekile endaweni yedijithali. Lokhu kungasiza ukwakha ukuzethemba kwekhasimende nokwethembeka futhi kuhehe amakhasimende amasha abeka kuqala ukuphepha kwedatha.

Ngaphezu kwalokho, ukuthobela i-PCI DSS kuthumela umlayezo ocacile kumakhasimende ukuthi ubumfihlo nokuvikeleka kwawo kuthathwa njengokubalulekile. Lokhu kungahlukanisa ibhizinisi kulabo eliqhudelana nabo futhi kunikeze amakhasimende ukuthula kwengqondo lapho enza umsebenzi nenhlangano.

Esikhathini lapho ukwephulwa kwedatha kuvame kakhulu, amabhizinisi abeka kuqala ukuthobela kwe-PCI DSS maningi amathuba okuthi agcine ukwethenjwa kwamakhasimende futhi avikele isithunzi sawo asizuzwe kanzima.

Imibono eyiphutha evamile mayelana nokuthobela i-PCI DSS

Ngaphandle kokubaluleka kokuthobela i-PCI DSS, kunemibono embalwa evamile eyiphutha amabhizinisi angaba nayo:

1. “Ukuthobela kwe-PCI DSS okwezinhlangano ezinkulu kuphela”: Eqinisweni, ukuthobela kwe-PCI DSS kusebenza kunoma iyiphi inhlangano ecubungula, egcina, noma edlulisela idatha yomnikazi wekhadi, kungakhathaliseki usayizi. Amabhizinisi amancane asengcupheni yokuphulwa kwedatha futhi kufanele abeke phambili ukuthobela umthetho.

2. “Ukuthobela i-PCI DSS kuyinkimbinkimbi kakhulu futhi kubiza”: Nakuba ukufeza nokugcina ukuthobela kudinga umzamo nezinsiza, izindleko zokungathobeli zingakudlula kude ukutshalwa kwezimali ezindleleni zokuphepha. Uhlaka lokuvikela oluqinile lungaholela ekusebenzeni kahle nasekuthuthukisweni kokwethenjwa kwamakhasimende.

3. “Ukuthobela i-PCI DSS kuyimfuneko yesikhathi esisodwa”: Ukuthobela i-PCI DSS ukuzibophezela okuqhubekayo. Ukuhlola okuvamile, ukubuyekezwa, nokuqapha kuyadingeka ukuze kuqinisekiswe ukulandelwa okuqhubekayo nokuvikela ezinsongweni ezivelayo.

4. “Ukuthobela kuqinisekisa ukuvikeleka okungu-100%”: Nakuba ukuthobela kwe-PCI DSS kunikeza uhlaka oluqinile lwezokuphepha, akuqinisekisi ukuphepha okuphelele. Amabhizinisi kufanele ahlale eqaphile, ahlale enolwazi ngezinsongo ezivelayo, futhi abuyekeze izindlela zawo zokuphepha ngokuqhubekayo.

Ngokubhekana nale mibono eyiphutha, amabhizinisi angaqonda kangcono ukubaluleka nezinzuzo zokuthobela i-PCI DSS.

Isiphetho: Ukuthatha izinyathelo ezidingekayo ekuhambisaneni ne-PCI DSS

Esimeni sanamuhla sedijithali, ukuvikela idatha yekhasimende kanye nokugcina indawo yokukhokha evikelekile kubalulekile kumabhizinisi abo bonke osayizi. Ukuhambisana ne-PCI DSS inikeza uhlaka olubanzi lokufinyelela lo mgomo, ukuvikela ulwazi olubucayi lomnikazi wekhadi, nokunciphisa ubungozi bokuphulwa kwedatha.

Ngokubeka phambili ukuthobela i-PCI DSS, amabhizinisi bangavikela amakhasimende abo nesithunzi futhi bathole umkhawulo wokuncintisana endaweni yemakethe. Ukuthobelana kubonisa ukuzibophezela ekuvikelekeni kwedatha futhi kusungula ukwethembana phakathi kwamakhasimende akwazisayo ukuvikela imininingwane yawo siqu.

Ukuze kuzuzwe futhi kugcinwe ukuthobela kwe-PCI DSS, amabhizinisi kufanele aqonde izidingo, asebenzise izindlela zokuphepha, futhi ahlole njalo futhi abuyekeze izinhlelo zawo. Ngokwenza kanjalo, bangasungula isisekelo esiqinile sokuphepha kwedatha futhi bazulazule endaweni eguqukayo yezinsongo ze-inthanethi ngokuzethemba.