I-Payment Card Industry Data Standard Standard (Ukuthobelana kwe-PCI DSS)
I-Payment Card Industry Data Security Standard (PCI DSS Compliance) iyisethi yamazinga okuphepha aklanyelwe ukuqinisekisa ukuthi ZONKE izinkampani ezamukela, ezicubungulayo, ezigcina, noma ezidlulisa ulwazi lwekhadi lesikweletu zigcina indawo evikelekile. Ngaphezu kwalokho, uma u-a umthengisi banoma imuphi usayizi owamukela amakhadi esikweletu, kufanele uthobele izindinganiso zoMkhandlu Wokuphepha Wokuthobela we-PCI DSS. Lesi sizindalwazi sihlinzeka ngamadokhumenti ezindinganiso zokuphepha kwedatha yekhadi lesikweletu, isofthiwe ethobela i-PCI nehadiwe, efanelekile abahloli bezokuphepha, usekelo lobuchwepheshe, imihlahlandlela yomthengisi, nokuningi.
Imboni Yekhadi Lokukhokha (PCI DSS Compliance) Data Security Standard (DSS) kanye ne-PCI Approved Scanning Vendors (PCI ASV) zikhona ukuze kuliwe nokukhuphuka kwegagasi lokulahleka kolwazi lwekhadi lesikweletu kanye nokweba. Zonke izinhlobo ezinhlanu zamakhadi okukhokha amakhulu zisebenza ne-PCI ukuze kuqinisekiswe ukuthi abathengisi nabahlinzeki besevisi bavikela ulwazi lwekhadi lesikweletu lomthengi ngokubonisa ukuthobela i-PCI ngokuhlola Ukuthobela kwe-PCI DSS. Thola ukuskena kwe-PCI kuhambisana ne ukuskena kokuba sengozini ngomthengisi wokuskena ogunyazwe yi-PCI. Imibiko enemininingwane ikhomba izimbobo zokuphepha ezivezwe umthengisi wethu ongu-30,000+. Ihlola futhi iqukethe izincomo zokulungisa ezingenziwa.
Isayithi elisemthethweni le-PCI Security Standards Council:
https://www.pcisecuritystandards.org/
I-PCI DSS (I-Settlement Card Sector Information Safety Standard) iyindinganiso eyaziwa emhlabeni wonke yokusebenzisa izivikelo ukuze kuvikelwe ulwazi lomnikazi wekhadi. Noma yikuphi Inhlangano ukuthi izitolo, izinqubo, noma ukudlulisa imininingwane yomnikazi wekhadi kulindeleke ukuthi ihlangabezane nalawa mazinga. Ukugcina imibandela ye-PCI kungaba inselele ezinkampanini, nokho I-Cyber Safety kanye I-Security Consulting Ops kungasiza ukuwenza ube lula.
Imfuneko Yokuphepha Kolwazi Lomkhakha Wekhadi Lokukhokha (PCI DSS) iyindinganiso yokuphepha yezinkampani eziphatha amakhadi okushaja anegama elivela ezinhlelweni zamakhadi ezibalulekile. Umbandela we-PCI ugunyazwe amabhrendi wamakhadi okwamanje anikezwe Umkhandlu Wemibandela Yokuvikeleka Kwemakethe Yekhadi Lokukhokha. Izinga lakhiqizwa ukuze kukhuliswe izilawuli mayelana nolwazi lomnikazi wekhadi ukuze kwehliswe ukukhwabanisa kwekhadi.
Kungani kubalulekile ukuhlala usezingeni le Ukuhambisana ne-PCI DSS izidingo?
Okubi nakakhulu, kubonisa ukukhokhiswa inhlawulo eyeqisayo engakhubaza inhlangano. Ukuze uthole ulwazi olwengeziwe, bheka isizindalwazi se-PCI Safety Specifications Council.
Ukuthobela i-PCI DSS kuyisidingo esincane okufanele sisetshenziselwe ukunciphisa usongo olwazini lomnikazi wekhadi. Ihambisana nemvelo yamakhadi okukhokhela; ukwephulwa noma ukwebiwa kolwazi lomnikazi wekhadi kuthinta lonke iketango.
I-Settlement Card Information Protection Criterion (PCI DSS) ibhaliwe, ikhiqizwe amabhrendi wamakhadi aphawulekayo, futhi inakekelwa Umkhandlu Wezimfuneko Zokuphepha Komkhakha Wekhadi Le-Settlement (PCI SSC). I-PCI DSS ihlanganisa izidingo zobuchwepheshe ezivikela futhi zivikele ulwazi lwekhadi lokukhokha kukho konke ukuphatha, ukunakekela, indawo yokugcina, kanye nokudluliselwa. Ngakho-ke, wonke amabhizinisi aphethe imininingwane yekhadi lokukhokha, kungakhathaliseki ubukhulu bawo noma izindlela zokucubungula, kufanele ahambisane nalezi zidingo futhi athobele i-PCI.
Ulwazi lwesevisi yokuvikela
Ukuthola isitifiketi se-PCI nokuphromotha lokho kumakhasimende akho kukhombisa amakhasimende akho ukuthi uzimisele ngokuphepha futhi uthatha zonke izinyathelo zokuphepha ukuze ugcine ulwazi lwawo lwenkokhelo lungenabungozi. Ibanika (kanye nawe) ukuthula kwengqondo.
Yehlisa izindleko zokuphulwa kolwazi
Ukwephulwa kolwazi kungakubiza kakhulu kukho kokubili imali nokuzethemba kwekhasimende. Kunenani lokushintsha amakhadi okukhokhisa, ukukhokha izinhlawulo, ukukhokha izinkokhelo zalokho abathengi abakulahlekele, izindleko zokuhlolwa, kanye nokuhlolwa kwamabhuku. Konke kwakhiwa ngokushesha okukhulu.
Khumbula ukuthi uma uyeka ukusebenzela ukuvikela idatha yekhasimende lakho, uthembele ezijezisweni nasezimangalweni, ikakhulukazi uma ulitshele ukuthi inkampani yakho iphephile.
Kubalulekile ukuvikela imininingwane yenkampani yakho kanye nabasebenzi bakho. Nokho, nakuba ungase ugxile ekuvikelweni ngokomzimba enkampanini yakho, ingabe unikeza isikhathi esanele ukuze uvikele ulwazi lwakho ngekhompyutha? Phakathi kwezinsongo zohlelo olungayilungele ikhompuyutha, ukuhlaselwa kokufinyelela kude, nobunjiniyela bokuxhumana nabantu, ukuthatha izinyathelo zokuphepha ezifanele kubalulekile ukuze ugcine amasistimu akho ekhompyutha, amanethiwekhi, kanye nokuvikela amaseva ewebhu.
Wonke umsebenzi we-PCI DSS ukuvikela imininingwane yamakhadi kuma-cyberpunk namasela. Ngakho-ke, ngokulandela lo mbandela, ungakwazi ukuvikela idatha yakho, ugweme ukwephulwa kwedatha ebizayo, futhi uvikele abasebenzi bakho nabathengi.
Khumbula ukwephulwa kwethagethi? Ungase ungakhumbuli ukuthi ikubuyisela malini ebhizinisini, elalingaphezu kwezigidi ezingu-162 zamaRandi ngo-2013 no-2014. Lezo yizindleko eziphakeme kakhulu zokuzikhokhela ngokungaphephile.
I-PCI DSS (Isidingo Sokuphepha Kolwazi Lomkhakha Wekhadi Lokukhokha) iyindinganiso eyaziwa emhlabeni wonke yokuvikela idatha yomnikazi wekhadi. I-Payment Card Information Information Safety And Security Imfuneko (PCI DSS) iwumbandela obhaliwe odalwe amabhrendi wamakhadi aphawulekayo futhi walondolozwa Umkhandlu Wezicaciso Zokuphepha Nokuphepha Komkhakha Wekhadi Lokukhokha (PCI SSC).
Ivikela amakhasimende akho
Amakhasimende akho akwethemba ngolwazi lwekhadi lawo njengoba ethenga ebhizinisini lakho. Kodwa, uma wephulwa, akuwena wedwa obekezelayo. Imininingwane yekhadi leklayenti lakho idinga ukuvikelwa inkampani yakho. Unesibopho sokugcina idatha yabo ivikelekile ngenkathi ihlezi ikuwe.
I-Repayment Card Market Data Security Criterion (PCI DSS) iwumbandela wokuvikela ulwazi wezinhlangano ezisebenzelana namakhadi esikweletu ekhwalithi ephezulu avela ezinhlelweni zamakhadi ezibalulekile. Izinga le-PCI ligunyazwe amabhrendi wamakhadi kodwa lilawulwa yi-Payment Card Industry Specifications Specifications Council. Umbandela wakhiqizwa ukuze kwandiswe izilawuli mayelana nolwazi lomnikazi wekhadi ukuze kuncishiswe ukukhwabanisa kwekhadi lokulinganisa isikweletu.
Abantu mancane kakhulu amathuba okuthi bathathe isevisi yakho uma bengazizwa beqiniseka ngokuthi ugcina idatha yabo ivikelekile. Isibonelo, izingxenye ezimbili kwezintathu zabantu abadala base-United States ngeke babuyele enhlanganweni ngemva kokwephulwa kolwazi.