Njengomnikazi webhizinisi, ukuqinisekisa ukuthi ulwazi lwekhadi lokukhokha lekhasimende lakho luvikelekile kubalulekile. I Amazinga Okuphepha Kwedatha Yemboni Yekhadi Lokukhokha (PCI DSS) ukunikeza imihlahlandlela ukuze amabhizinisi avikele idatha ebucayi. Lo mhlahlandlela uzochaza i-PCI DSS nokuthi ungahambisana kanjani nezidingo zayo.
Iyini i-PCI DSS?
I-PCI DSS imele Amazinga Okuphepha Kwedatha Yemboni Yekhadi Lokukhokha. Kuyisethi yezindinganiso zokuphepha ezidalwe izinkampani ezinkulu zamakhadi esikweletu ukuze ziqinisekise ukuthi amabhizinisi amukela ukukhokha ngamakhadi esikweletu avikela ulwazi olubucayi lwamakhasimende awo. Amazinga ahlanganisa uhla lwezinyathelo zokuphepha, okuhlanganisa ukuphepha kwenethiwekhi, ukulawula ukufinyelela, nokubethela kwedatha. Ukuthobela i-PCI DSS kuyisibopho kuwo wonke amabhizinisi amukela izinkokhelo zekhadi lesikweletu.
Ubani odinga ukuthobela i-PCI DSS?
Noma yiliphi ibhizinisi elamukela izinkokhelo zekhadi lesikweletu, ngokunganaki usayizi noma imboni, kufanele lihambisane ne-PCI DSS. Lokhu kubandakanya izinkampani eziku-inthanethi, izitolo zezitini nodaka, namanye amabhizinisi amukela izinkokhelo zekhadi lesikweletu. Ukuthobela umthetho kuyimpoqo, futhi ukwehluleka ukuthobela kungaholela ezinhlawulo ezinkulu ngisho nokulahlekelwa ikhono lokuthola izinkokhelo zekhadi lesikweletu. Ngakho-ke, amabhizinisi kufanele aqonde izidingo ze-PCI DSS futhi athathe izinyathelo ezidingekayo ukuze athobele ukuze avikele imininingwane yekhadi lokukhokha lekhasimende lawo.
Izimfuneko eziyi-12 ze-PCI DSS.
I-Payment Card Industry Data Security Standards (PCI DSS) inezimfuneko ezingu-12 amabhizinisi okufanele azithobele ukuze avikele imininingwane yamakhadi okukhokha amakhasimende awo. Lezi zidingo zihlanganisa ukugcina amanethiwekhi avikelekile, ukuvikela idatha yomnikazi wekhadi, ukuqapha njalo nokuhlola amasistimu okuphepha, nokusebenzisa izinyathelo eziqinile zokulawula ukufinyelela. Amabhizinisi kufanele aqonde lezi zidingo futhi athathe izinyathelo ezidingekayo ukuze athobele ukuze agweme izinhlawulo futhi avikele ulwazi olubucayi lwamakhasimende awo.
Ungafinyelela kanjani ukuhambisana ne-PCI DSS.
Ukuthobela i-PCI DSS kungase kubonakale kunzima, kodwa kubalulekile kunoma yiliphi ibhizinisi eliphatha imininingwane yekhadi lokukhokha. Isinyathelo sokuqala ukuhlola izinyathelo zakho zokuphepha nokukhomba izindawo ezidinga ukuthuthukiswa. Ukusuka lapho, ungasebenzisa izinguquko ezidingekayo ukuze uhlangabezane nezidingo eziyi-12. Kubalulekile futhi ukugada njalo nokuhlola amasistimu akho okuvikela ukuze uqinisekise ukuthi ahlala esebenza. Okokugcina, cabanga ukusebenza nomhloli wezokuphepha oqeqeshiwe ukuze akusize ekuqondiseni inqubo yokuthobela umthetho futhi uqinisekise ukuthi ibhizinisi lakho livikelwe ngokugcwele.
Imiphumela yokungathobeli i-PCI DSS.
Ukungathobeli i-PCI DSS kungaba nemiphumela emibi kumabhizinisi. Ngokungeziwe engcupheni yokuphulwa kwedatha kanye nokulahlekelwa ukwethenjwa kwamakhasimende, izinkampani ezingathobeli imithetho zingase zibhekane nezinhlawulo nezinyathelo zomthetho. Imithelela ngqo izohluka kuye ngobunzima bokungathobeli kanye negunya lapho ibhizinisi lisebenza khona. Ngakho-ke, kubalulekile ukuthatha ukuthobela kwe-PCI DSS njengento ebalulekile futhi ubeke phambili ukuvikela imininingwane yekhadi lokukhokha lekhasimende lakho.
Kungani Amazinga Okuphepha Kwedatha Yemboni Yekhadi Lokukhokha Kufanele Abaluleke Kakhulu Ezamabhizinisi
Ezweni lanamuhla elikhula ngokwedijithali, amabhizinisi abhekene nosongo olukhulayo lokuphulwa kwedatha kanye nokuhlaselwa ku-inthanethi. Ukuvikela ulwazi lwekhasimende olubucayi kufanele kube yinto ehamba phambili kuwo wonke amabhizinisi, ikakhulukazi lawo asembonini yamakhadi okukhokha. Kulapho kuqale ukusebenza khona Amazinga Okuphepha Kwedatha Yemboni Yekhadi Lokukhokha (PCI DSS).
Isetshenziswa izinkampani ezinkulu zamakhadi esikweletu, okuhlanganisa i-Visa, i-Mastercard, ne-American Express, i-PCI DSS inikeza isethi yezidingo ezibanzi zokuphepha amabhizinisi okufanele anamathele kuzo ukuze avikele idatha yomnikazi wekhadi. Lawa mazinga asiza ukuqinisekisa ukuthi amabhizinisi anezinyathelo zokuphepha eziqinile zokuvimbela ukwephulwa kwedatha, ukufinyelela okungagunyaziwe, nokukhwabanisa.
Ukuthobelana ne-PCI DSS kusiza amabhizinisi avikele idatha yomnikazi wamakhadi wamakhasimende awo kodwa futhi kusiza ukwakha ukwethenjwa nokwethembeka. Ukungathobeli imithetho kungaholela emiphumeleni enzima, ehlanganisa izinhlawulo, izinkokhelo ezikhuphukile zomsebenzi, izikweletu ezisemthethweni, kanye nokulimala kwesithunzi somkhiqizo.
Lesi sihloko sizohlola ukuthi kungani amabhizinisi kufanele abeke phambili i-PCI DSS kanye nezinyathelo angazithatha ukuze afinyelele ukuthobelana. Ngokubeka phambili ukuphepha kwedatha nokulandela imihlahlandlela ebekwe yi-PCI DSS, izinkampani zingakwazi ukuzivikela zona kanye namakhasimende azo ekwephulweni kwedatha okungase kube khona futhi zigcine indawo evikelekile yokwenziwayo.
Ukubaluleka kokuthobela i-PCI DSS kumabhizinisi
Ukuthobelana ne-PCI DSS kusiza amabhizinisi avikele idatha yomnikazi wamakhadi wamakhasimende awo kodwa futhi kusiza ukwakha ukwethenjwa nokwethembeka. Ngokukhula kokwephulwa kwedatha, amakhasimende akhathazeke kakhulu mayelana nokuvikeleka kwawo siqu kanye nolwazi lwezezimali. Amabhizinisi angaqinisekisa amakhasimende awo ukuthi idatha yawo iphathwa ngokuvikelekile ngokubonisa ukuthobela i-PCI DSS.
Ngaphezu kwalokho, ukuthobela kwe-PCI DSS kuvame ukudingeka emabhizinisini acubungula ukuthengiselana kwamakhadi okukhokha. Ukwehluleka ukuthobela kungaholela emiphumeleni enzima, ehlanganisa izinhlawulo, izinkokhelo ezikhulisiwe zomsebenzi, izikweletu ezingokomthetho, kanye nokulimala kwesithunzi somkhiqizo. Le miphumela ingaba yingozi kwezezimali futhi ingase iholele nasekuvalweni kwamabhizinisi.
Imiphumela yokungathobeli i-PCI DSS
Ukungathobeli i-PCI DSS kungaba nemiphumela emibi kumabhizinisi. Omunye wemiphumela ebaluleke kakhulu amandla okuphulwa kwedatha. Amabhizinisi asengozini yokuhlaselwa nge-inthanethi kanye nokufinyelela okungagunyaziwe kudatha yabanikazi bekhadi ngaphandle kwezinyathelo zokuphepha ezanele. Ukwephulwa kwedatha okukodwa kungafaka engozini izinkulungwane, uma kungezona izigidi, zamarekhodi ekhasimende, okuholela ekulahlekeni kwezimali kanye nokulimala kwesithunzi.
Ngaphezu kokuphulwa kwedatha, ukungathobeli i-PCI DSS kungaholela ezijezisweni zezezimali ezibalulekile. Izinkampani zamakhadi esikweletu zingakhokhisa amabhizinisi ahlulekayo ukuhlangabezana nezimfuneko zokuphepha ze-PCI DSS. Lezi zinhlawulo zingasukela kumakhulu kuye ezinkulungwaneni zamadola ngenyanga, kuye ngobunzima bokungathobeli.
Ngaphezu kwalokho, amabhizinisi angahambisani nemithetho angase abhekane nezindleko ezinyusiwe zomsebenzi. Izinkampani zamakhadi esikweletu zingakhokhisa imali ephezulu kumafemu anengozi enkulu yokwephulwa kwezokuphepha. Lezi zimali ezikhuphukile zingaba nomthelela omkhulu emgqeni webhizinisi, ikakhulukazi ezinkampanini ezinenani eliphezulu lemisebenzi.
Izikweletu zomthetho zingomunye umphumela wokungathobeli. Amabhizinisi angase abhekane namacala avela kumakhasimende athintekile ekuphulweni kwedatha, okuholela ezimpini zezomthetho ezibizayo kanye nezinkokhelo ezingase zibe khona. Ngaphezu kwalokho, amabhizinisi angathobeli imithetho angase abhekane nezinyathelo zomthetho ezivela ezinkampanini zamakhadi esikweletu ezifuna ukubuyisela noma yikuphi ukulahlekelwa kwezimali okutholwe ngenxa yokwephulwa kwemithetho.
Okokugcina, ukungathobeli i-PCI DSS kungaba nemiphumela ehlala isikhathi eside esithunzini somkhiqizo webhizinisi. Ukwephulwa kwedatha kungalimaza ukwethenjwa nokuthembeka kwamakhasimende ebhizinisini, okuholela ekulahlekelweni yithemba kwamakhasimende kanye nokwehla kokuthengisa. Ukwakha kabusha ukwethembana ngemva kokwephulwa komthetho kungaba yinselele futhi kudle isikhathi, okwenza kube kubalulekile ukuthi izinkampani zibeke eqhulwini ukuthobela i-PCI DSS ukuze zigweme izigameko ezinjalo.
Izidingo ezibalulekile ze-PCI DSS
I-Payment Card Industry Data Security Standards (PCI DSS) iqukethe izimfuneko eziyi-12 amabhizinisi okufanele ahlangabezane nazo ukuze afeze ukuthotshelwa komthetho. Lezi zidingo zihlanganisa izici ezihlukahlukene zokuvikeleka kwedatha, okuhlanganisa ukuphepha kwenethiwekhi, ukulawula ukufinyelela, ukubethela, nokuphathwa kokuba sengozini. Nazi izidingo ezibalulekile ze-PCI DSS:
1. Faka futhi ulondoloze ukucushwa kwe-firewall ukuze uvikele idatha yomnikazi wekhadi.
2. Ungasebenzisi okumisiwe okuhlinzekwe ngumthengisi kumaphasiwedi esistimu nezinye izimiso zokuphepha.
3. Vikela idatha yomnikazi wekhadi egciniwe ngokubhala ngemfihlo.
4. Bethela ukudluliswa kwedatha yomnikazi wekhadi kuwo wonke amanethiwekhi omphakathi avulekile.
5. Sebenzisa futhi ubuyekeze njalo isofthiwe noma izinhlelo zokulwa namagciwane.
6. Ukuthuthukisa nokugcina amasistimu nezinhlelo zokusebenza ezivikelekile.
7. Khawulela ukufinyelela kudatha yomnikazi wekhadi ngesisekelo sokudinga ukwazi.
8. Nikeza i-ID eyingqayizivele kumuntu ngamunye onokufinyelela ikhompuyutha.
9. Khawulela ukufinyelela okubonakalayo kudatha yomnikazi wekhadi.
10. Landelela futhi uqaphe konke ukufinyelela ezinsizeni zenethiwekhi kanye nedatha yomnikazi wekhadi.
11. Hlola njalo izinhlelo zokuphepha nezinqubo.
12. Gcina inqubomgomo ekhuluma ngokuvikeleka kolwazi lwabasebenzi nosonkontileka.
Ngokusebenzisa nokugcina lezi zidingo, amabhizinisi angathuthukisa kakhulu izinyathelo zawo zokuphepha kwedatha futhi anciphise ubungozi bokuphulwa kwedatha nokufinyelela okungagunyaziwe.
Izinyathelo zokuzuza nokugcina ukuthobela kwe-PCI DSS
1. Thola ububanzi: Khomba amasistimu, izinqubo, nabantu abahilelekile ekugcinweni, ekucubungulweni, noma ekudlulisweni kwedatha yomnikazi wekhadi. Lokhu kuzosiza amabhizinisi aqonde izinga lezibopho zawo zokuthobela.
2. Yenza ukuhlaziya igebe: Hlola isimo samanje sezinyathelo zokuphepha zebhizinisi ngokumelene nezidingo ze-PCI DSS. Khomba izindawo lapho ibhizinisi kusilela khona futhi uthuthukise uhlelo lokubhekana nalezi zikhala.
3. Sebenzisa izilawuli zokuphepha ezidingekayo: Ngokusekelwe ekuhlaziyweni kwegebe, sebenzisa izilawuli zokuphepha ezidingekayo ukuze uhlangabezane nezimfuneko ze-PCI DSS. Lokhu kungase kuhilele ukusebenzisa ama-firewall, ukubethela, izilawuli zokufinyelela, nezinye izinyathelo zokuphepha.
4. Njalo uqaphe futhi uhlole amasistimu okuvikela: Qhubeka uqaphe futhi uhlole izinhlelo zokuphepha ukuze uqinisekise ukuthi zisebenza ngempumelelo. Lokhu kubandakanya ukwenza ukuskena kokuba sengozini, ukuhlola ukungena, nokubuyekeza amalogi esistimu ngemisebenzi esolisayo.
5. Qeqesha abasebenzi ngezindlela ezingcono kakhulu zokuphepha kwedatha: Fundisa abasebenzi ngokubaluleka kokuphepha kwedatha kanye nendima yabo ekugcineni ukuthobela kwe-PCI DSS. Nikeza ngoqeqesho lwezinqubo ezingcono kakhulu zokuphatha idatha yomnikazi wekhadi, ukuqaphela imizamo yobugebengu bokweba imininingwane ebucayi, kanye nokuvikela amaphasiwedi.
6. Qinisekisa ukuthobela imithetho: Bandakanya Umhloli Wokuphepha Ofanelekayo (QSA) noma wenze Uhlu Lwemibuzo Lokuzihlola (SAQ) ukuze uhlole ukuthobela kwebhizinisi ne-PCI DSS. Le nqubo yokuqinisekisa ingase ihlanganise ukuhlolwa kwendawo, ukubuyekezwa kwemibhalo, kanye nezingxoxo nabasebenzi ababalulekile.
7. Gcina ukuthobela: Ukuthobela i-PCI DSS kuyinqubo eqhubekayo. Amabhizinisi kufanele abuyekeze njalo futhi abuyekeze izindlela zawo zokuphepha ukuze aqhubeke ethobela. Lokhu kuhlanganisa ukuhlala unolwazi lwakamuva ngeziqephu zokuphepha zakamuva, ukwenza ukuskena okujwayelekile kokuba sengozini, kanye nokubhekana ngokushesha nobungozi obuhlonziwe.
Ngokulandela lezi zinyathelo, amabhizinisi angasungula isisekelo esiqinile sokuthobela i-PCI DSS futhi agcine indawo evikelekile yedatha yomnikazi wekhadi.
Izinqubo ezingcono kakhulu zokuvikela idatha yekhadi lokukhokha
Ngokungeziwe ekuthobeleni izidingo ezithile ze-PCI DSS, amabhizinisi angasebenzisa izinqubo ezihamba phambili ezengeziwe ukuze athuthukise ukuvikeleka kwedatha yekhadi lokukhokha. Nazi izinqubo ezingcono kakhulu okufanele uzicabangele:
1. Sebenzisa ukuqinisekiswa kwezinto eziningi: Idinga abasebenzisi ukuthi banikeze ngezindlela eziningi zokuhlonza, njengephasiwedi kanye nekhodi ehlukile ethunyelwa kumakhalekhukhwini wabo, ukuze bafinyelele amasistimu abucayi nedatha.
2. Hlaziya njalo isofthiwe namasistimu: Gcina yonke isofthiwe nezinhlelo zisesikhathini samanje ngeziqephu zokuphepha zakamuva nezibuyekezo. Isofthiwe esiphelelwe yisikhathi ingaba sengozini izigebengu ezingazisebenzisa.
3. Sebenzisa ukubethela kuyo yonke idatha ebucayi: Bethela yonke idatha ebucayi, okuhlanganisa idatha yomnikazi wekhadi, lapho uphumule futhi usendleleni. Ukubethela kuqinisekisa ukuthi noma ngabe idatha isengozini, ayikwazi ukufinyelelwa ngaphandle kokhiye wokubethela.
4. Sebenzisa izilawuli eziqinile zokufinyelela: Khawulela ukufinyelela kudatha yabanikazi bamakhadi kuphela kulabo basebenzi abayidingayo ukuze benze imisebenzi yabo. Buyekeza njalo ukufinyelela komsebenzisi futhi uhoxise ukufinyelela kubasebenzi abangasakudingi.
5. Qapha futhi ungene ngemvume konke ukufinyelela kudatha ebucayi: Sebenzisa uhlelo oluqinile lokugawula nokuqapha ukuze ulandelele futhi urekhode konke ukufinyelela kudatha ebucayi. Lokhu kuzosiza ukuthola noma yikuphi ukufinyelela okungagunyaziwe noma imisebenzi esolisayo.
6. Ukuqeqesha abasebenzi njalo ngezinqubo ezihamba phambili zokuvikeleka ku-inthanethi: Yenza amaseshini okuqeqesha avamile ukuze ufundise abasebenzi mayelana nezinsongo zakamuva ze-cybersecurity kanye nemikhuba ehamba phambili yokuphepha kwedatha. Khuthaza abasebenzi ukuthi babike noma yimiphi imisebenzi esolisayo noma izigameko zokuphepha ezingaba khona.
Imibono eyiphutha evamile mayelana nokuthobela i-PCI DSS
Amabhizinisi kufanele aqaphele imibono embalwa evamile eyiphutha mayelana nokuthobela i-PCI DSS. Nazi izibonelo ezimbalwa:
1. “Ukuthobela kwe-PCI DSS okwamabhizinisi amakhulu kuphela”: Ukuthobela i-PCI DSS kusebenza kumabhizinisi abo bonke osayizi abasingatha idatha yekhadi lokukhokha. Ngisho namabhizinisi amancane acubungula inani eliphansi lokuthengiselana ayadingeka ukuze athobele i-PCI DSS.
2. “Ukuthobela i-PCI DSS kuwumzamo wesikhathi esisodwa”: Ukufeza Ukuthobela i-PCI DSS akuwona umcimbi wesikhathi esisodwa. Kudinga umzamo oqhubekayo kanye nokubuyekezwa okuvamile ukuze kuqinisekiswe ukuthi izinyathelo zokuphepha zihlala zisebenza futhi zingezamanje.
3. “Ukusebenzisa iphrosesa yokukhokha yenkampani yangaphandle kususa isidingo sokuthobela i-PCI DSS”: Nakuba ukusebenzisa iphrosesa yenkampani yangaphandle kunganciphisa ububanzi bokuthobela i-PCI DSS, amabhizinisi asenezibopho zokuvikela idatha yomnikazi wekhadi ngaphakathi kwezinhlelo zawo namanethiwekhi.
Amabhizinisi adinga ukuqonda okucacile kwezidingo nezibopho zokuthobela i-PCI DSS ukuze agweme ukuwela kule mibono eyiphutha.
Ukuthobela i-PCI DSS yezinhlobo ezahlukene zamabhizinisi (i-e-commerce, ukuthengisa, njll.)
Izidingo ezithile nezinselele zokuzuza ukuthobela i-PCI DSS zingahluka kuye ngohlobo lwebhizinisi. Nazi ezinye zokucatshangelwa kwezinhlobo ezahlukene zezinkampani:
1. Amabhizinisi e-E-commerce: Amabhizinisi e-E-commerce acubungula ukuthengiselana nge-inthanethi kufanele avikele iwebhusayithi yawo nezinhlelo zokukhokha. Kufanele basebenzise ukubethela okuqinile, izindlela ezithile zokuqinisekisa, kanye nokuskena okujwayelekile kokuba sengozini.
2. Amabhizinisi okudayisa: Amabhizinisi okudayisa amukela amakhadi okukhokha esitolo kumele avikele amasistimu okudayisa (POS), okuhlanganisa abafundi bamakhadi namatheminali. Kufanele futhi basebenzise izinyathelo zokuphepha ezingokoqobo, njengamakhamera okuqapha kanye nokufinyelela okukhawulelwe ezindaweni ezibucayi.
3. Abahlinzeki besevisi: Abahlinzeki besevisi abaphatha idatha yekhadi lokukhokha lamanye amabhizinisi, njengamasango okukhokha noma abahlinzeki bokusingatha, banezibopho ezengeziwe. Kumelwe basebenzise izinyathelo zokuphepha eziqinile ukuze bavikele idatha abayiphathayo futhi baqinisekise ukuthi amakhasimende abo ahambisana ne-PCI DSS.
Uhlobo ngalunye lwebhizinisi kufanele luhlole izidingo zalo ezihlukile futhi luhambisane nezinyathelo zalo zokuphepha ukuze lifinyelele ukuthobela i-PCI DSS.
Izinsiza namathuluzi okuthobela i-PCI DSS
Ukuzuza nokugcina ukuthobela kwe-PCI DSS kungaba nzima, kodwa izinsiza namathuluzi amaningana ayatholakala ukusiza amabhizinisi. Nazi izinsiza eziwusizo:
1. I-PCI Security Standards Council: I-PCI Security Standards Council inikeza isiqondiso esiphelele, izinsiza, namathuluzi amabhizinisi afuna ukuthobela i-PCI DSS. Iwebhusayithi yabo inikeza ukufinyelela kumazinga akamuva, uhlu lwemibuzo lokuzihlola, kanye nemihlahlandlela yokusebenza engcono kakhulu.
2. Abahloli Bezokuphepha Abafanelekile (QSAs): Ama-QSA angochwepheshe abaqinisekisiwe abangahlola ukuthobela kwebhizinisi ne-PCI DSS. Ukuzibandakanya ku-QSA kungasiza izinkampani ukuthi zizulazule enqubweni yokuthobela imithetho, ziqinisekise imizamo yazo, futhi zinikeze izeluleko zochwepheshe mayelana nezinyathelo zokuphepha.
3. Abathengisi bezokuphepha: Abathengisi abaningi bezokuphepha banikela ngemikhiqizo namasevisi ukusiza amabhizinisi afinyelele ukuthobela i-PCI DSS. Laba bathengisi bahlinzeka ngamasistimu okuvikela umlilo, amathuluzi wokubethela, amasistimu okuthola ukungena, kanye namasevisi okuskena okuba sengozini.
Ngokusebenzisa lezi zinsiza namathuluzi, amabhizinisi angakwazi ukwenza lula inqubo yokuthobela imithetho futhi aqinisekise ukuthi asebenzisa izinyathelo zokuphepha ezisebenzayo.
Isiphetho: Ukwenza i-PCI DSS ibe yinto ehamba phambili ebhizinisini lakho
Kusimo sedijithali sanamuhla, ukuvikela ulwazi lwekhasimende olubucayi kubaluleke kakhulu. Amafemu embonini yamakhadi okukhokha abhekene nengozi enkulu yokuphulwa kwedatha kanye nokuhlaselwa kwe-inthanethi. Ngokubeka phambili ukuthobela kwe-PCI DSS, izinkampani zingavikela idatha yabanikazi bamakhadi bazo, zakhe ukwethenjwa nokwethembeka, futhi zigweme imiphumela enzima.
Ukuthobelana ne-PCI DSS kudinga indlela esheshayo ekuvikelweni kwedatha, okuhlanganisa ukusebenzisa izinyathelo zokuphepha eziqinile, amasistimu okuqapha nokuhlola njalo, nokuqeqesha abasebenzi ngezindlela ezingcono kakhulu. Ukwengeza, amabhizinisi kufanele acabangele ukusebenzisa izinqubo ezihamba phambili ezengeziwe ukuze kuthuthukiswe ukuvikeleka kwedatha yekhadi lokukhokha.
Nakuba ukuzuza nokugcina ukuthobela kwe-PCI DSS kungase kubonakale kunzima, izinsiza namathuluzi ayatholakala ukusiza amabhizinisi. Ngokusebenzisa lezi zinsiza kanye nokuthatha umcabango osebenzayo mayelana nokuphepha kwedatha, izinkampani zingavikela idatha yomnikazi wekhadi wamakhasimende futhi zigcine indawo yokuthenga evikelekile.
Khumbula, ukuthobela i-PCI DSS akuyona nje imfuneko kodwa futhi kuyisinyathelo esibalulekile sokwakha isithunzi njengebhizinisi elithenjwayo nelivikelekile embonini yamakhadi okukhokha.
