Uma ibhizinisi lakho liphethe izinkokhelo zekhadi lesikweletu, kubalulekile ukuqonda Izimfuneko zokuthobelana ne-Payment Card Industry Data Security Standard (PCI-DSS). Lo mhlahlandlela uzohlinzeka ngemininingwane yezidingo nezinyathelo ongazithatha ukuze uqinisekise ukuthi ibhizinisi lakho liyathobelana futhi nolwazi lwekhasimende lakho luvikelekile.
Kuyini ukuthobela i-PCI-DSS?
Ukuthobela i-PCI-DSS isethi yamazinga okuvikela asungulwe izinkampani ezinkulu zamakhadi esikweletu ukuze zivikeleke ekukhwabaniseni nasekuphuleni idatha. Noma yiliphi ibhizinisi elamukela izinkokhelo zekhadi lesikweletu kufanele lihambisane nalawa mazinga ukuze liqinisekise ukuvikeleka kolwazi olubucayi lwekhasimende lalo. Izidingo zifaka:
- Ukugcina amanethiwekhi avikelekile.
- Ukuvikela idatha yomnikazi wekhadi.
- Ukuqapha nokuhlola amasistimu okuphepha njalo.
- Ukusebenzisa izinyathelo eziqinile zokulawula ukufinyelela.
Ukwehluleka ukuthobela la mazinga kungaholela ezinhlawulweni ezinkulu futhi kulimaze isithunzi sebhizinisi lakho.
Ngakho-ke, ubani odinga ukuthobela i-PCI-DSS?
Noma yiliphi ibhizinisi elamukela izinkokhelo zekhadi lesikweletu, ngokunganaki usayizi noma imboni, kufanele lithobele i-PCI-DSS. Lokhu kubandakanya izinkampani eziku-inthanethi, izitolo zezitini nodaka, nezinye izinhlangano ezamukela izinkokhelo zekhadi lesikweletu. Kubalulekile ukuqaphela ukuthi noma ngabe unikeza umhlinzeki wenkampani yangaphandle ukucubungula kwakho inkokhelo, usenesibopho sokuqinisekisa ukuthi ibhizinisi lakho liyathobelana nezindinganiso ze-PCI-DSS. Ngakho-ke, kuhlala kungcono kakhulu ukuxhumana nochwepheshe bezokuphepha ukuze uqinisekise ukuthi ibhizinisi lakho lihlangabezana nazo zonke izidingo.
Izidingo eziyi-12 zokuthobela i-PCI-DSS.
I-Payment Card Industry Data Security Standard (PCI-DSS) iveza izimfuneko eziyi-12 amabhizinisi okufanele ahlangabezane nazo ukuze abhekwe njengezithobelayo. Lezi zidingo zihlanganisa ukugcina amanethiwekhi avikelekile, ukuvikela idatha yomnikazi wekhadi, ukuqapha njalo nokuhlola amasistimu okuphepha, nokusebenzisa izinyathelo eziqinile zokulawula ukufinyelela. Kodwa-ke, kubalulekile ukuqaphela ukuthi lezi zidingo azikhethi, futhi ukwehluleka ukuthobela kungaholela ezinhlawulweni ezinkulu futhi kulimaze isithunzi sebhizinisi lakho. Ngakho-ke, ukusebenza nochwepheshe bezokuphepha abaqeqeshiwe kuqinisekisa ukuthi ibhizinisi lakho lihlangabezana nazo zonke izidingo zokuthobela i-PCI-DSS.
Ungafinyelela kanjani futhi ugcine ukuthobela kwe-PCI-DSS.
Ukugcina ukuthobela kwe-PCI-DSS kudinga ukuqonda ngokugcwele izidingo eziyi-12 nokuthi zisebenza kanjani ebhizinisini lakho. Ngaphezu kwalokho, ukuhlola ubungozi okuvamile, ukusebenzisa izindlela zokuphepha eziqinile, nokuqeqesha abasebenzi ngezivumelwano ezifanele zokuphepha kubalulekile. Ukusebenza nochwepheshe bezokuphepha abaqeqeshiwe kungasiza futhi ukuqinisekisa ukuthi ibhizinisi lakho lihlangabezana nazo zonke izimfuneko futhi lihlala linolwazi lwakamuva ngezinguquko ezijwayelekile. Khumbula, ukuthobela umthetho akusona isenzakalo sesikhathi esisodwa kodwa inqubo eqhubekayo edinga ukunakwa nomzamo oqhubekayo.
Imiphumela yokungathobeli imithetho.
Ukungathobeli izidingo ze-PCI-DSS kungaba nemiphumela emibi ebhizinisini lakho. Ngokungeziwe engcupheni yokuphulwa kwedatha nokulahlekelwa kwezimali, izinkampani ezingathobeli imithetho zingase zibhekane nenhlawulo, izinyathelo zomthetho, kanye nokulimala kwesithunzi sazo. Ukungathobeli imithetho kungadlula kude izindleko zokusebenzisa nokugcina izinyathelo zokuphepha ezifanele. Ngakho-ke, kubalulekile ukuthatha ukuthobela kwe-PCI-DSS njengento ebalulekile futhi ubeke phambili ukuvikela ibhizinisi lakho namakhasimende.
I-PCI Conformity Interpretation
I-PCI DSS (I-Settlement Card Sector Information Safety And Security Standard) iwumbandela ohlonzwe umhlaba wonke wokusebenzisa izivikelo ukuze uvikele idatha yomnikazi wekhadi. Imfuneko Yokuvikeleka Komkhakha Wekhadi Lokukhokha (PCI DSS) umbandela obhaliwe okhiqizwa amagama ebhrendi avelele wamakhadi futhi walondolozwa UMkhandlu Wemibandela Yokuphepha Nokuphepha Komkhakha Wekhadi Lokukhokha (PCI SSC).
