I-PCI Data Security Standard Compliance

Uma ibhizinisi lakho lamukela izinkokhelo zekhadi lesikweletu, kubalulekile ukuqinisekisa ukuthi uthobela i-PCI. Ulandela i- I-PCI DSS Compliance Validation (PCI DSS) ukuze uvikele ulwazi olubucayi lwamakhasimende akho. Ukufeza ukuthobelana kungase kubonakale kunzima, kodwa ukulandela lezi zinyathelo ezinhlanu kuqinisekisa ukuthi ibhizinisi lakho livikelekile futhi liyathobela.

Qonda Izimfuneko ze-PCI DSS.

Isinyathelo sokuqala sokuzuza Ukuthobela ikhadi lesikweletu le-PCI ukuqonda izidingo ze-PCI DSS. Lokhu kuhlanganisa ukuqonda amazinga ahlukene okuthobela asekelwe enanini lemisebenzi yezinqubo zebhizinisi lakho kanye nezinyathelo ezithile zokuphepha okufanele zibe khona ukuze kuvikelwe idatha yomnikazi wekhadi. Sicela uzijwayeze nezidingo futhi uqinisekise ukuthi ibhizinisi lakho liyahlangabezana nazo. Ungathola ulwazi olwengeziwe mayelana ne-PCI DSS ku Iwebhusayithi ye-PCI Security Standards Council.

Hlola Izinyathelo Zakho Zamanje Zokuphepha.

Kufanele uhlole izinyathelo zokuphepha ngaphambi kokwenza izinguquko ukuze uzuze ukuthobela ikhadi lesikweletu le-PCI. Lokhu kubandakanya ukubuyekeza ukwakheka kwenethiwekhi yakho, ukuhlonza ubungozi, nokuhlola izinqubomgomo nezinqubo zakho zamanje. Cabangela ukuqasha umhloli wezokuphepha wenkampani yangaphandle ukuze asize ngale nqubo, njengoba engakwazi ukuhlola ngokunembile ukuma kwakho kwamanje kokuvikeleka. Uma usuziqonda ngokucacile izinyathelo zakho zamanje zokuphepha, ungaqala ukwenza izinguquko ukuze ubhekane nanoma yiziphi izikhala noma ubuthakathaka.

Faka Izinguquko Nezilawuli Ezidingekayo.

Ngemva kokuhlola izinyathelo zakho zokuphepha, yisikhathi sokuqalisa izinguquko ezidingekayo nezilawuli ukuze uzuze ukuthobela ikhadi lesikweletu le-PCI. Lokhu kungase kuhlanganise ukubuyekeza izakhiwo zenethiwekhi yakho, ukusebenzisa izilawuli zokufinyelela eziqine kakhulu, ukubethela idatha ebucayi, nokuqapha njalo nokuhlola amasistimu akho ukuze kutholakale ubungozi. Ukubhala phansi zonke izinguquko nemithetho esetshenzisiwe kubalulekile, njengoba lokhu kuzodingeka ukuze kuqinisekiswe ukuthotshelwa komthetho. Khumbula, ukuzuza ukuthobelana ne-PCI kuyaqhubeka, ngakho kufanele ubuyekeze njalo futhi ubuyekeze izinyathelo zakho zokuphepha ukuze uhlale uthobela.

Qaphela futhi Uhlole Ukuphepha Kwakho.

Ukuqapha njalo nokuhlolwa kwezinyathelo zakho zokuphepha kubalulekile ekuzuzeni nasekugcineni ukuthobela ikhadi lesikweletu le-PCI. Lokhu kubandakanya ukwenza ukuskena okujwayelekile kokuba sengozini nokuhlola ukungena ukuze kubonwe noma yibuphi ubuthakathaka obungaba khona kumasistimu akho. Kubalulekile ukubhekana nanoma yibuphi ubungozi ngokushesha futhi ubhale izinyathelo ezithathiwe ukukulungisa. Ukwengeza, ukuqapha amasistimu akho ukuze uthole umsebenzi osolisayo nokusebenzisa izinyathelo zokutholwa kokungenela kanye nokuvimbela kungasiza ukuvimbela ukuphulwa kwedatha nokugcina ukuthobelana. Khumbula, ukuthobela umthetho kuyinqubo eqhubekayo, ngakho ukuqapha nokuhlola okuvamile kubalulekile ukuze uhlale uvikelekile futhi uthobela.

Gcina Ukuthobela Futhi Hlala Unolwazi Lwakamuva Ngezinguquko.

Ukuzuza ukuthobelana nekhadi lesikweletu le-PCI akuwona umsebenzi wesikhathi esisodwa kodwa inqubo eqhubekayo. Ngakho-ke, kubalulekile ukuthi uhlale unolwazi lwakamuva nganoma yiziphi izinguquko ezidingweni ze-PCI DSS futhi ulungise izindlela zakho zokuphepha ngokufanele. Lokhu kuhlanganisa ukubuyekeza njalo nokubuyekeza izinqubomgomo nezinqubo zakho nokuqeqesha abasebenzi bakho ngokubaluleka kokuthobela kanye nezinqubo ezihamba phambili zokuphepha. Ngaphezu kwalokho, ungakwazi ukugcina ukuthobela umthetho futhi uvikele ibhizinisi lakho namakhasimende ekwephulweni kwedatha okungaba khona ngokuhlala uqaphile futhi umatasa.

Iyini i-PCI DSS?

I-PCI DSS imele i-PCI DSS Compliance Validation. Kuyisethi yezindinganiso zokuphepha ezidalwe izinkampani ezinkulu zamakhadi esikweletu ukuze ziqinisekise ukuthi amabhizinisi amukela ukukhokha ngamakhadi esikweletu avikela ulwazi olubucayi lwamakhasimende awo. Amazinga ahlanganisa uhla lwezinyathelo zokuphepha, okuhlanganisa ukuphepha kwenethiwekhi, ukulawula ukufinyelela, nokubethela kwedatha. Ukuthobela i-PCI DSS kuyisibopho kuwo wonke amabhizinisi amukela izinkokhelo zekhadi lesikweletu.

Ubani odinga ukuthobela i-PCI DSS?

Noma yiliphi ibhizinisi elamukela izinkokhelo zekhadi lesikweletu, ngokunganaki usayizi noma imboni, kufanele lihambisane ne-PCI DSS. Lokhu kubandakanya izinkampani eziku-inthanethi, izitolo zezitini nodaka, namanye amabhizinisi amukela izinkokhelo zekhadi lesikweletu. Ukuthobela umthetho kuyisibopho, futhi ukwehluleka ukuthobela kungaholela ezinhlawulo ezinkulu ngisho nokulahlekelwa ikhono lokwamukela izinkokhelo zekhadi lesikweletu. Ngakho-ke, amabhizinisi adinga ukuqonda izidingo ze-PCI DSS futhi athathe izinyathelo ezidingekayo ukuze athobele ukuze avikele imininingwane yekhadi lokukhokha lamakhasimende awo.

Izimfuneko eziyi-12 ze-PCI DSS.

I-PCI DSS Compliance Validation (PCI DSS) iqukethe izimfuneko eziyi-12 amabhizinisi okufanele ahambisane nazo ukuze avikele imininingwane yekhadi lokukhokha lamakhasimende awo. Lezi zidingo zihlanganisa ukugcina amanethiwekhi avikelekile, ukuvikela idatha yomnikazi wekhadi, ukuqapha njalo nokuhlola amasistimu okuphepha, nokusebenzisa izinyathelo eziqinile zokulawula ukufinyelela. Ngakho-ke, amabhizinisi adinga ukuqonda lezi zidingo futhi athathe izinyathelo ezidingekayo ukuze athobele ukuze agweme izinhlawulo futhi avikele ulwazi olubucayi lwamakhasimende awo.

Ungafinyelela kanjani ukuhambisana ne-PCI DSS.

Ukuthobela i-PCI DSS kungase kubonakale kunzima, kodwa kubalulekile kunoma yiliphi ibhizinisi eliphatha imininingwane yekhadi lokukhokha. Isinyathelo sokuqala ukuhlola izinyathelo zakho zokuphepha nokukhomba izindawo ezidinga ukuthuthukiswa. Ukusuka lapho, ungasebenzisa izinguquko ezidingekayo ukuze uhlangabezane nezidingo eziyi-12. Ukuqapha nokuhlola amasistimu akho okuvikela njalo kubalulekile ukuze uqinisekise ukuthi ahlala esebenza kahle. Okokugcina, cabanga ukusebenza nomhloli wezokuphepha oqeqeshiwe ukuze akusize ekuqondiseni inqubo yokuthobela umthetho futhi uqinisekise ukuthi ibhizinisi lakho livikelwe ngokugcwele.

Imiphumela yokungathobeli i-PCI DSS.

Ukungathobeli i-PCI DSS kungaba nemiphumela emibi kumabhizinisi. Ngokungeziwe engcupheni yokuphulwa kwedatha kanye nokulahlekelwa ukwethenjwa kwamakhasimende, izinkampani ezingathobeli imithetho zingase zibhekane nezinhlawulo nezinyathelo zomthetho. Imikhiqizo ngqo izohluka kuye ngobunzima bokungathobeli kanye negunya lapho ibhizinisi elisebenza khona. Ngakho-ke, kubalulekile ukuthatha ukuthobela kwe-PCI DSS ngokungathi sína futhi ubeke phambili ukuvikela imininingwane yekhadi lokukhokha lamakhasimende akho.

Qonda Izimfuneko ze-PCI DSS.

Isinyathelo sokuqala sokuzuza ukuthobela i-PCI yewebhusayithi yakho ukuqonda izidingo ezibekwe yi-Payment Card Industry Security Standards Council (PCI SSC). Lezi zidingo zihlanganisa ukugcina amanethiwekhi avikelekile, ukuvikela idatha yomnikazi wekhadi, ukuqapha njalo nokuhlola amasistimu akho, nokusebenzisa izinyathelo eziqinile zokulawula ukufinyelela. Kubalulekile ukubuyekeza uhlu oluphelele lwezidingo futhi uqinisekise ukuthi iwebhusayithi yakho ihlangabezana nenye ngayinye ukuze ugweme izinhlawulo ezingase zibe khona kanye nokulimala kwesithunzi.

Vikela Inethiwekhi Yakho Nezinhlelo.

Ukuvikela inethiwekhi yakho namasistimu kuyisinyathelo sokuqala sokuzuza ukuthobela i-PCI kuwebhusayithi yakho. Lokhu kuhlanganisa ukusebenzisa izinqamuleli zomlilo, ukusebenzisa amagama ayimfihlo aqinile, nokubuyekeza njalo isofthiwe neziqephu zokuphepha. Kufanele futhi ubeke umkhawulo wokufinyelela kudatha ebucayi futhi uqinisekise ukuthi izisebenzi ezigunyaziwe kuphela ezikwaziyo ukufinyelela. Okokugcina, ukuqapha njalo nokuhlola amasistimu akho kungasiza ekuboneni ubungozi futhi kuvimbele ukuphulwa kokuphepha okungaba khona. Ngokuthatha lezi zinyathelo, ungavikela imininingwane ebucayi yekhasimende lakho futhi uhlangabezane Nokuthobela Okujwayelekile Kokuphepha Kwedatha ye-PCI kuwebhusayithi yakho.

Vikela Idatha Yomphathi Wekhadi.

Ukuvikela idatha yomnikazi wekhadi kubalulekile ekuzuzeni ukuthobela kwe-PCI kuwebhusayithi yakho. Lokhu kuhlanganisa ukubethela ulwazi olubucayi olufana nezinombolo zekhadi lesikweletu nokuyigcina ngokuphephile. Kufanele futhi ubeke umkhawulo kudatha oyiqoqayo futhi uyigcine futhi ugcine kuphela lokho okudingekayo ngezinjongo zebhizinisi. Ukuqapha nokuhlola amasistimu akho njalo kungasiza ukuqinisekisa ukuthi idatha yomnikazi wekhadi ihlezi ivikelekile. Ngokubeka phambili ukuvikelwa kwedatha yomnikazi wekhadi, ungagcina ukwethenjwa kwamakhasimende akho futhi ugweme ukwephulwa kwezokuphepha okumba eqolo.

Sebenzisa Izilawuli Zokufinyelela Eziqinile.

Enye yezidingo ezibalulekile zokufeza Ukuthobela i-PCI yewebhusayithi yakho kusebenzisa izilawuli zokufinyelela eziqinile. Lokhu kusho ukukhawulela ukufinyelela kudatha ebucayi kulabo abayidinga ngezinjongo zebhizinisi nokuqinisekisa ukuthi umsebenzisi ngamunye unokungena okuhlukile kanye nephasiwedi. Kufanele futhi ubuyekeze njalo futhi ubuyekeze amalungelo okufinyelela ukuze uqinisekise ukuthi asadingeka futhi afanelekile. Ngokusebenzisa izilawuli zokufinyelela eziqinile, ungasiza ukuvimbela ukufinyelela okungagunyaziwe kudatha ebucayi futhi uvikele ulwazi lwamakhasimende akho.

Qaphela futhi Uhlole Amasistimu Akho.

Ukuqapha nokuhlola amasistimu akho njalo kungesinye isinyathelo esibalulekile ekuzuzeni ukuthobela i-PCI kuwebhusayithi yakho. Lokhu kubandakanya ukwenza ukuskena okujwayelekile kobungozi kanye nokuhlola ukungena ukuhlonza noma yibuphi ubuthakathaka obungaba khona bokuvikeleka ezinhlelweni zakho. Kufanele futhi ugade amasistimu akho ukuze uthole umsebenzi osolisayo noma imizamo yokufinyelela engagunyaziwe. Ngokugada njalo nokuhlola izinhlelo zakho, ungakwazi ukuhlonza futhi ubhekane nanoma yiziphi izinkinga zokuphepha ngaphambi kokuba abahlaseli bazisebenzise. Lokhu kusiza ukuqinisekisa ukuvikeleka nokuvikelwa kolwazi olubucayi lwekhasimende lakho.