I-Payment Card Market Data Safety And Security Standard (PCI DSS) iyindinganiso enemininingwane yokuphepha yezinkampani ezisebenzelana namakhadi asebhange ekhwalithi ephezulu avela ezinhlelweni zamakhadi ezinkulu. I-PCI Standard igunyazwe amabhrendi wamakhadi okwamanje alawulwa yi- UMkhandlu Wezicaciso Zomkhakha Wokuvikelwa Kwekhadi Lokukhokha. Izinga lakhiwe ukuze kuthuthukiswe izilawuli ezizungeze idatha yomnikazi wekhadi ukuze kuncishiswe ukukhwabanisa kwekhadi lesikweletu.
I-PCI DSS (I-Settlement Card Industry Data Protection Standard) iyisidingo esamukelwe emhlabeni wonke sokusebenzisa izivikelo ukuze uvikele idatha yomnikazi wekhadi.
Amazinga e-PCI akhiwe ngezimfuno eziyi-12 namakhulu ezimfuneko ezingaphansi. Noma iyiphi inkampani ethenga, eqhuba izinqubo, noma edlulisa ulwazi lomnikazi wekhadi kulindeleke ukuthi inelise lawa mazinga. Ukuhlala unolwazi ngezidingo ze-PCI kungaba inselele ezinkampanini, kodwa i-Cyber Safety Consulting Ops ingasiza ngokuyenza iqonde kakhudlwana. Siqala ngomsebenzi wokuhlola ukuze sibone ubukhulu; sizobe sesihlola inethiwekhi yakho. Ake sithi kukhona izikhala noma izindawo eziyinkinga. Uma kunjalo, sizosebenzisana nenkampani yakho Isigaba se-IT sokulungisa lezi zinkinga ukuze uqinisekise ukuthi ibhizinisi lakho ligcina amazinga aphezulu e-PCI DSS DSS. Ukwenza kanjalo kuzosiza inkampani yakho, enerekhodi elihle lokuvikela idatha yomnikazi wekhadi futhi yehlise nengozi yenhlawulo ebizayo.
Kungani kubalulekile ukuhlala ufinyelela imfuneko kwizidingo PCI DSS?
Okubi nakakhulu, kubonisa ukukhokhiswa inhlawulo eqinile engakhubaza inhlangano. Ukuze uthole ulwazi olwengeziwe, bheka isizindalwazi se-PCI Security Criteria Council.
I-PCI DSS umbandela omncane okufanele usetshenziswe ukwehlisa ubungozi kudatha yomnikazi wekhadi. Kubaluleke kakhulu endaweni yekhadi lokukhokha; ukwephulwa noma ukugqekeza kolwazi lomnikazi wekhadi kunomthelela kulo lonke iketango.
PCI ukuhambisana Meaning
Khumbula ukuphulwa Kwethagethi? Ungase ungakhumbuli ukuthi libize malini ibhizinisi, elalingaphezu kwezigidi ezingu-162 zamaRandi ngo-2013 nango-2014. Lokho kuyizindleko ezinkulu kakhulu zokuzikhokhela ngokungavikelwa.
Ukwephulwa kolwazi kungakubiza kakhulu mayelana nemali kanye nokuzethemba kwekhasimende. Kunezindleko zokushintsha amakhadi enkokhiso, ukukhokha izinhlawulo, ukukhokha izinkokhelo zalokho abathengi abakuchithile, nokuphenya izindleko nokucwaningwa kwamabhuku. Konke kuhlanganisa ngokushesha.
Yehlisa izindleko zokuphulwa kwedatha
Kubalulekile ukuvikela idatha yebhizinisi lakho neyabasebenzi bakho. Kodwa, nakuba ungase ugxile ekuphepheni ngokomzimba ebhizinisini lakho, ingabe uyazinika isikhathi sokuqinisekisa ukuthi ulwazi lwakho lungokwedijithali? Phakathi kwezinsongo zohlelo olungayilungele ikhompuyutha, ukuhlaselwa kokufinyelela kude, nobunjiniyela bokuxhumana nabantu, kubalulekile ukuthatha izinyathelo zokuphepha ezifanele ukuze ugcine iziphakeli zakho, amasistimu wekhompyutha, namanethiwekhi avikelekile.
Inhloso yonke ye-PCI DSS ukuvikela imininingwane yamakhadi kubageli nabagqekezi. Ngakho-ke, ngokulandela lo mbandela, ungakwazi ukuvikela idatha yakho, ugweme ukwephulwa kolwazi olumba eqolo, futhi uvikele abasebenzi bakho namakhasimende.
Khumbula ukuthi uma uyeka ukusebenzela ukuvikela idatha yekhasimende lakho, uthembele ezijezisweni nasezimangalweni, ikakhulukazi uma ubatshele ngokungalungile ukuthi inkampani yakho ivikelekile.
Umbandela Wokuphepha Kolwazi Lomkhakha Wekhadi Lokukhokha (PCI DSS) umbandela obhaliwe odalwe amabhrendi wamakhadi anamandla futhi walondolozwa Umkhandlu Wezicaciso Zokuphepha Komkhakha Wekhadi Lokubuyisela (PCI SSC). I-PCI DSS ihlanganisa izimfuno zobuchwepheshe ezivikela futhi zivikele ulwazi lwekhadi lenkokhelo kukho konke ukuphatha, ukunakekela, indawo yokugcina, kanye nokudluliselwa. Ngaphandle kobukhulu bawo noma izindlela zokucubungula, wonke amabhizinisi asebenzelana nolwazi lwekhadi lokukhokha kufanele alandele lezi zidingo futhi athobele i-PCI.
Ivikela idatha yesevisi
Abantu mancane kakhulu amathuba okuthi bathathe ibhizinisi lakho uma bengenalo ithemba lokuthi ugcina ulwazi lwabo luphephile. Izingxenye ezimbili kwezintathu zabantu abadala base-United States ngeke babuyele enkonzweni ngemuva kokwephulwa kolwazi.
Isidingo Sokuphepha Nokuphepha Kolwazi Lwemakethe Yekhadi Lokukhokha (PCI DSS) iyindinganiso enemininingwane yokuvikela yezinhlangano ezisebenzelana namakhadi esikweletu aziwayo avela ezinhlelweni zamakhadi ezibalulekile. Isidingo se-PCI sigunyazwe amabhrendi wamakhadi okwamanje anikezwe Umkhandlu Wemibandela Yokuvikeleka Kwemakethe Yekhadi Le-Settlement Card. Imfuneko idalwe ukuze kwandiswe izilawuli mayelana nolwazi lomnikazi wekhadi ukuze kwehliswe ukukhwabanisa kwekhadi lomlando wesikweletu.
Ivikela amaklayenti akho
Amakhasimende akho akwethemba ngolwazi lwekhadi lawo njengoba enza amadili ebhizinisini lakho. Kufanele uthole ukwephulwa, akuwena kuphela obekezelayo. Imininingwane yekhadi lekhasimende lakho iyadingeka ukuze ivikelwe isevisi yakho. Unesibopho sokugcina imininingwane yabo iphephile ezintweni zakho.
I-PCI DSS (Imfuneko Yokuvikeleka Komkhakha Wekhadi Lokubuyisela) iyindinganiso eyamukelwa emhlabeni wonke yokuvikela idatha yomnikazi wekhadi. Isidingo Sokuvikelwa Kolwazi Lomkhakha Wekhadi Lokukhokha (PCI DSS) iyindinganiso ebhaliwe ekhiqizwa izinhlobo ezinkulu zamakhadi futhi inakekelwa UMkhandlu Wamazinga Wokuvikelwa Kwemboni Yenkokhelo (PCI SSC).
Uthola isitifiketi se-PCI, futhi ukuphromotha lokho kubathengi bakho kukhombisa amakhasimende akho ukuthi uzimisele ngokuphepha nokuvikeleka futhi uthatha zonke izinyathelo zokuphepha ukuze ulondoloze ukuphepha kwedatha yabo yokukhokha. Ngaphezu kwalokho, inikeza (kanye nawe) induduzo ethile.
