Njengomnikazi webhizinisi elincane, kubalulekile ukubeka phambili ukuphepha kolwazi lwezezimali lwekhasimende lakho. Enye indlela yokwenza lokhu iwukuqinisekisa ukuthi ibhizinisi lakho liyahambisana ne-PCI. Sebenzisa lolu hlu lokuhlola olubanzi ukuze uqinisekise ukuthi uhlangabezana nazo zonke izidingo futhi uvikele ibhizinisi lakho ekwephuleni okungase kube khona.
Qonda Izisekelo Zokuthobela I-PCI.
Ngaphambi kokungena ohlwini lokuhlola, kubalulekile ukuqonda izisekelo zokuthobela i-PCI. I-Payment Card Industry Data Security Standard (PCI DSS) iyisethi yamazinga okuvikela enzelwe ukuqinisekisa ukuthi zonke izinkampani ezamukelayo, ezicubungulayo, ezigcina, noma ezidlulisa ulwazi lwekhadi lesikweletu zigcina indawo evikelekile. Ukuthobelana nalawa mazinga kuyisibopho kuwo wonke amabhizinisi amukela izinkokhelo zekhadi lesikweletu, kungakhathaliseki ubukhulu noma imboni. Ukwehluleka ukuthobela lokho kungase kubangele izinhlawulo ezinkulu, izindleko zomthetho, kanye nokulimala kwesithunzi sebhizinisi lakho.
Vikela Inethiwekhi Yakho Nezinhlelo.
Ukuvikela inethiwekhi yakho namasistimu ngesinye sezinyathelo ezibaluleke kakhulu ekuzuzeni ukuthobelana ne-PCI. Lokhu kufaka phakathi ukusebenzisa izinqamuleli zomlilo, ukuvuselela njalo isofthiwe neziqephu zokuphepha, nokusebenzisa amagama ayimfihlo aqinile nezindlela zokuqinisekisa. Ukukhawulela ukufinyelela kudatha ebucayi nokuqapha njalo inethiwekhi yakho ngomsebenzi osolisayo nakho kubalulekile. Ngokuthatha lezi zinyathelo, ungasiza ukuqinisekisa ukuthi ulwazi lwekhadi lesikweletu lamakhasimende akho luhlala luphephile futhi luvikelekile.
Vikela Idatha Yomphathi Wekhadi.
Ukuvikela idatha yomnikazi wekhadi kuyisici esibalulekile sokuthobela i-PCI kumabhizinisi amancane. Lokhu kufaka phakathi ukusebenzisa amasistimu okucubungula izinkokhelo avikelekile, ukubethela idatha ebucayi, kanye nokukhawulela ukufinyelela olwazini lomnikazi wekhadi. Kubalulekile futhi ukwengamela njalo futhi uhlole amasistimu akho ukuze uthole ubungozi futhi uhlele ukuphendula ekwephulweni kwezokuphepha. Ngokubeka phambili ukuvikelwa kwedatha yomnikazi wekhadi, ungasiza ukwakha ukwethembana kumakhasimende akho futhi uvikele ibhizinisi lakho emonakalweni wezezimali nesithunzi.
Sebenzisa Izilawuli Zokufinyelela Eziqinile.
Enye yezingxenye ezibalulekile zokuthobela i-PCI yamabhizinisi amancane ukusebenzisa izilawuli eziqinile zokufinyelela. Lokhu kusho ukukhawulela ukufinyelela kudatha yabanikazi bamakhadi kulabo kuphela abasebenzi abayidingayo ukuze benze imisebenzi yabo. Kufanele futhi uqinisekise ukuthi isisebenzi ngasinye sinegama lokungena elihlukile nephasiwedi nokuthi amaphasiwedi ashintshwa njalo. Ukwengeza, kufanele ugade ukufinyelela kudatha yomnikazi wekhadi futhi uhoxise ngokushesha ukufinyelela kunoma iziphi izisebenzi ezingasayidingi. Ngokusebenzisa izilawuli zokufinyelela eziqinile, ungasiza ukuvimbela ukufinyelela okungagunyaziwe kudatha ebucayi futhi uvikele ibhizinisi lakho ekwephuleni ukuphepha okungaba khona.
Qaphela futhi Uhlole Amasistimu Akho.
Ukuqapha nokuhlolwa okuvamile kwamasistimu akho kuyisici esibalulekile sokuthobela i-PCI kumabhizinisi amancane. Lokhu kufaka phakathi ukwenza izikena ezijwayelekile zokuba sengozini kanye nokuhlola ukungena ukuze kubonwe ubuthakathaka obungase bube khona bokuvikeleka kumiklamo yakho. Kufanele futhi ugade inethiwekhi yakho namasistimu ukuze uthole umsebenzi osolisayo noma ukufinyelela okungagunyaziwe. Ngokugada njalo nokuhlola izindlela zakho, ungakwazi ukuhlonza futhi ubhekane nanoma yibuphi ubungozi bokuphepha ngaphambi kokuba izigebengu ze-inthanethi noma abanye abadlali abanonya bakwazi ukuzixhaphaza. Lokhu kungasiza ukuvikela ibhizinisi lakho ekwephulweni kwedatha okungaba khona kanye nokulahlekelwa kwezimali.
I-PCI DSS (I-Settlement Card Industry Data Safety And Security Standard) iyindinganiso ehlonzwe umhlaba wonke yokusebenzisa izivikelo ukuze kuvikelwe ulwazi lomnikazi wekhadi.
Inqubo ye-PCI yenziwe ngezidingo eziyi-12 kanye nezimfuneko eziningi ezincane. Noma iyiphi inhlangano ethengisa, eqhuba izinqubo, noma edlulisa idatha yomnikazi wekhadi kufanele yanelise lezi zimfuneko. Ukugcina izidingo ze-PCI kungaba inselele kumabhizinisi, kodwa i-Cyber Safety Consulting Ops ingasiza ukuyenza ilawuleke kakhulu. Siqala ngomsebenzi wokuhlola ukuze sibone ubukhulu; sizobe sesihlola inethiwekhi yakho. Uma kukhona izikhala noma izindawo ezinenkinga, sizosebenzisana nomnyango we-IT webhizinisi lakho ukulungisa lokhu kukhathazeka ukuze inkampani yakho igcine izindinganiso ezinhle kakhulu eziphathelene ne-PCI DSS. Ukwenza kanjalo kuzosiza ibhizinisi lakho ligcine idumela elihle kakhulu ekuvikeleni idatha yomnikazi wekhadi futhi kunciphise ingozi yezinhlawulo ezibizayo.
Umbandela Wokuvikelwa Kwedatha Yomkhakha Wekhadi Lokubuyisela (PCI DSS) umbandela wokuvikela ulwazi wezinkampani eziphatha amakhadi enkokhiso aziwa kakhulu avela ezinhlelweni zamakhadi ezibalulekile. Kodwa-ke, Isidingo se-PCI sigunyazwe ngamagama ebhrendi yamakhadi futhi siqhutshwa yi-Settlement Card Market Criteria Criteria Council. Imfuneko yakhiqizwa ukuze kukhuliswe izilawuli mayelana nolwazi lomnikazi wekhadi ukuze kwehliswe ukukhwabanisa kwekhadi lesikweletu.
Kungani kubalulekile ukuhambisana nemibandela yenqubo ye-PCI DSS?
I-PCI DSS iyisidingo esincane okufanele sisetshenziswe ukunciphisa usongo kudatha yomnikazi wekhadi. Nokho, kubaluleke kakhulu emphakathini wamakhadi okukhokha; ukwephulwa noma ukugqekezwa kwedatha yomnikazi wekhadi kuthinta lonke iketango.
Okubi nakakhulu, kusikisela ukuba ngaphansi kwezijeziso ezinzima ezingakhubaza ibhizinisi. Ukuze uthole imininingwane eyengeziwe, vakashela isizindalwazi soMkhandlu Wezidingo Zokuvikela ze-PCI.
PCI ukuhambisana Meaning
Khumbula ukuthi uma uyeka ukusebenzela ukuvikela imininingwane yomthengi wakho, unesibopho sezinyathelo zomthetho nezinhlawulo, ikakhulukazi uma ubatshele ngokungalungile ukuthi inkampani yakho ilondolozwe.
Kuyadingeka ukuvikela imininingwane yenkonzo yakho kanye nabasebenzi bakho. Nakuba ungase ubone ukuvikeleka ngokomzimba ebhizinisini lakho, ingabe unikeza isikhathi esanele ukuze uvikele imininingwane yakho ngedijithali? Phakathi kwezinsongo zohlelo olungayilungele ikhompuyutha, ukuhlaselwa kokufinyelela kude, nobunjiniyela bokuxhumana nabantu, kubalulekile ukuthatha izinyathelo zokuphepha ezifanele ukuze ugcine amasistimu akho ekhompyutha, amaseva, namanethiwekhi evikelekile.
Yonke inhloso ye-PCI DSS ukuvikela imininingwane yekhadi kumasela nabaduni. Ngokulandela lo mbandela, ungakwazi ukugcina ukuvikela idatha yakho, ugweme ukwephulwa kwedatha ebizayo, futhi uvikele abasebenzi namakhasimende akho.
