Kuvhura Zvakavanzika kuPCI Kutevedzera: Gwaro Rakazara reMabhizinesi muDE, MD, NJ, NY, PA, uye NY
Iwe uri muridzi webhizinesi muDelaware, Maryland, New Jersey, New York, Pennsylvania, kana New York? Kana zvirizvo, kunzwisisa kutevedza kwePCI kwakakosha kuchengetedza data remutengi wako uye kudzivirira bhizinesi rako kubva kumafaindi uye kukuvadzwa kwezita. Iri gwara rakazara rinovhura zvakavanzika kuPCI kutevedzera uye nekupa ruzivo rwunodiwa kuti ive nechokwadi chekuti bhizinesi rako rinoenderana zvizere.
PCI kutevedza, inomiririra Payment Card Indasitiri Data Security Standard, seti yemirau iyo mabhizinesi ese anoita kubhadhara kadhi rechikwereti anofanira kutevedzera. Nekutevera zviyero izvi, unova nechokwadi chekuchengetedza ruzivo rwemutengi wako uye kuwana kuvimba kwavo uye chivimbo mubhizinesi rako.
Mugwaro iri, tichaputsa zvakasiyana-siyana zvinodiwa zvekutevedzera PCI, zvinosanganisira kuchengetedzwa kwenetiweki, kuchengetedzwa kwekubhadhara maapplication, kugaro tamburira scanning, nezvimwe. Tichapawo matanho anoshanda uye mazano ekuchengetedza kutevedza uye mazano ekufambisa kuoma kwemaitiro ekuteerera.
Usarege kutevedzera PCI kuve chakavanzika zvakare. Joinha isu patinofumura zvakavanzika zvekuwana nekuchengetedza kuteerana nekuchengetedza bhizinesi rako uye data revatengi.
Ndiani anofanirwa kutevedzera PCI DSS?
Iyo Payment Card Indasitiri Data Security Standard (PCI DSS) seti yezviyero zvekuchengetedza makambani makuru emakadhi echikwereti akagadzirwa kuchengetedza data rine makadhi uye kudzivirira hutsotsi. Kutevedzera PCI DSS kunosungirwa kune chero bhizinesi rinogamuchira kubhadhara kadhi rechikwereti. Iyo chiyero ine gumi nemaviri zvinodiwa izvo makambani anofanirwa kusangana kuti ave nechokwadi chekuchengetedza kadhi data.
Chinodiwa chekutanga kuisa uye kuchengetedza firewall configuration kuchengetedza kadhi data data. Mafirewall chipinganidzo pakati pemukati nekunze network, kudzivirira kupinda kusingatenderwe kune ruzivo rwakadzama. Izvo zvakakosha kugadzirisa uye kuyedza firewall yako nguva nenguva kuti uone kushanda kwayo.
Chechipiri chinodiwa kuchinja mapassword uye zvigadziriso zvinopihwa nevatengesi. Default passwords anowanzo zivikanwa kune hackers, uye kuvasiya vasina kuchinjika kunoita kuti zvive nyore kwavari kuwana vasina mvumo yekuwana masisitimu ako. Kuchinja mapassword uye zvigadziriso inhanho iri nyore asi yakakosha mukuchengetedza data rako rine kadhi.
Chechitatu chinodiwa kuchengetedza data rakachengetwa rine kadhi. Izvi zvinosanganisira kuvharidzira ruzivo rwakadzama, senhamba dzekadhi rechikwereti, kudzivirira kupinda kusina mvumo. Kuita yakasimba encryption algorithms uye yakachengeteka encryption yakakosha manejimendi maitiro kwakakosha pakuchengetedza akachengetwa data rine makadhi.
Migumisiro yekusateerera
PCI DSS inoshanda kune chero bhizinesi rinogadzira, zvitoro kana kutumira data kadhi rechikwereti. Izvi zvinosanganisira vatengesi nevanopa masevhisi, sevanobhadhara muripo uye vanopa vanopa, vanobata data rine makadhi panzvimbo yemamwe mabhizinesi. Pasinei nehukuru kana nhamba yekutengeserana, kutevedzera PCI kunosungirwa kana bhizinesi rako richibatanidzwa neimwe nzira nekubhadhara kadhi rechikwereti.
Zvinodiwa zvekutevedzera zvinogona kusiyana zvichienderana nekukura kwebhizinesi rako. Vatengesi veLevel 1, vanogadzira makadhi anopfuura mamirioni matanhatu pagore, vane zvinoomesesa zvinodiwa uye vanofanirwa kuongororwa gore negore neQualified Security Assessor (QSA). Level 6, 2, uye 3 vatengesi vane zvishoma kuomarara zvinodiwa asi vanofanirwa kutevedzera PCI DSS zviyero.
Izvo zvakakosha kuti uzive kuti kunyangwe bhizinesi rako rikabudisira kubhadhara kune wechitatu-bato mutengesi, iwe uchiri nebasa rekuona kuti mutengesi anoenderana nePCI. Kukundikana kuita izvi kunogona kuguma nefaindi, migumisiro yepamutemo, uye kukanganisa kumukurumbira wako.
Matanho ekuwana PCI kutevedzera
Kusatevedzera PCI DSS kunogona kuve nemhedzisiro yakaipa kubhizinesi rako. Makambani makuru emakadhi echikwereti anogona kupa mafaindi uye zvirango kumabhizinesi anotadza kuita zvinodiwa. Mari idzi dzinogona kubva pazviuru zvishoma zvemadhora kusvika kumazana ezviuru, zvichienderana nekuoma kwekusateerera uye kuwanda kwekutyorwa.
Pamusoro pezvirango zvemari, kusateera kunogona kukonzerawo kukanganisa mukurumbira. Kana kukanganisa kwedata kukaitika nekuda kwekusatevedzera, kuvimba kwevatengi vako mubhizinesi rako kunokanganiswa. Izvi zvinogona kuguma nekurasikirwa nevatengi, ongororo dzisina kunaka, uye zita rakakuvadzwa iro rinogona kutora makore kuti rivakezve.
Uyezve, kusateedzera kunoisa ruzivo rwevatengi vako uye rwemari panjodzi. Muchiitiko chekutyorwa kwedata, unogona kuve nemhosva yepamutemo kune chero kukuvadzwa kunoitwa nevatengi vako. Izvi zvinogona kusanganisira mari ine chekuita nekuongorora zvikwereti, kuba zvitupa, uye kutengeserana kwechitsotsi.
PCI yekutevedzera cheki
Kuzadzikisa kutevedza kwePCI kunoda nzira yakarongeka uye kutevedzera zvinodiwa gumi nemaviri zvinotsanangurwa muPCI DSS. Heano matanho aunofanirwa kutora kuti uone kuti bhizinesi rako rinoenderana:
1. Ongorora nharaunda yako yazvino: Tanga nekunyatsoongorora masisitimu ako aripo, maitiro, uye zvivakwa kuti uone chero njodzi kana nzvimbo dzekusatevedzera. Izvi zvinosanganisira kuita ongororo yakazara yemasisitimu ese anochengeta, anogadzira, kana kutumira data rine makadhi.
2. Remediate vulneabilities: Kana wangoona zvinokanganisa, kurumidza kuzvigadzirisa. Izvi zvinogona kusanganisira kupeta software, kugadzirisa zvigadziriso zvekuchengetedza, kana kuita mamwe ekuchengetedza ekuchengetedza. Gara uchitarisa uye kuyedza masisitimu ako kuti uone kuenderera mberi kwekuteerera.
3. Document policy and procedures: Gadzirai mitemo nemaitiro akajeka anotaridza mabatirwo nekuchengetedzwa kwedata remune makadhi mukati mesangano renyu. Izvi zvinosanganisira kutsanangura mabasa uye mabasa, kuita zvidzoreso zvekupinda, uye kunyora maitirwo ekupindura zviitiko.
4. Dzidzisa vashandi: Dzidzisa vashandi vako nezvekukosha kwekuteerera kwePCI uye kupa dzidziso pamusoro pekuchengetedza zvakanakisisa maitiro. Izvi zvinosanganisira kudzidziswa nezve mabatiro edata revaridzi makadhi zvakachengeteka, maziviro uye kushuma zvingangoitika zviitiko zvekuchengetedza, uye mapinduriro ekuita pakutyorwa kwedata.
5. Shandisa Qualified Security Assessor (QSA): Kana bhizinesi rako rikawira pasi pechikamu chevatengesi veLevel 1, unofanira kubvunza QSA kuti iite ongororo yegore negore uye kusimbisa kutevedza kwako. A QSA isangano rakazvimirira rechitatu-bato rakasimbiswa nePCI Security Standards Council kuti riongorore kutevedzerwa nePCI DSS.
6. Tumira mishumo yekuteerera: Kana QSA ichinge yasimbisa kutevedza kwako, unofanira kuendesa mishumo yekutevedzwa kwemutemo kumakambani emakadhi echikwereti akakodzera uye mabhangi ekutenga. Iyi mishumo inoratidza kuzvipira kwako kuchengetedza data rine makadhi uye kuchengetedza kutevedzera PCI DSS.
Nekutevera nhanho idzi, unogona kuve nechokwadi chekuti bhizinesi rako riri munzira yekuzadzisa nekuchengetedza PCI kutevedzera. Rangarira, kutevedzera inzira inoenderera uye inoda kugara uchitariswa uye nekuvandudzwa kuti urambe uri pamberi pezvinotyisidzira nekusagadzikana.
Maitiro akanakisa ekuchengetedza PCI kutevedzera
Kuti ikubatsire kugara wakarongeka uye kuona kuti unovhara zvese zvinodiwa pakutevedzera PCI, heino rondedzero yekukutungamira:
1. Isa uye chengetedza gadziriso yefirewall kuchengetedza data rine makadhi.
2. Shandura mapassword akasarudzika uye zvigadziriso zvinopihwa nevatengesi.
3. Chengetedza data rakachengetedzwa rine makadhi kuburikidza nekunyorera.
4. Dzidzisa kuwana data yevaridzi vemakadhi nekushandisa zvidzoreso zvekupinda.
5. Gara uchitarisa uye kuyedza network yehusavi.
6. Chengetedza mutemo wekuchengetedza ruzivo uye zvinyorwa zvinyorwa.
7. Dzidzisa vashandi pamusoro pekuchengetedza zvakanakisisa maitiro uye kubata data yevaridzi.
8. Gara uchivandudza uye chigamba masisitimu uye software.
9. Dzivirira kuwanikwa kwemuviri kune data rine makadhi.
10. Ita matanho echokwadi echokwadi ekuwana masisitimu uye data rine makadhi.
11. Nguva dzose chengetedza maitiro ekuchengetedza uye maitiro.
12. Chengetedza chirongwa chekupindura chiitiko uye gadzirira kupindura kune kukanganisa kwedata.
Nekutarisa chinhu chimwe nechimwe pane iyi runyorwa, unogona kuona kuti bhizinesi rako rinotora matanho anodiwa kuti uwane uye kuchengetedza PCI kutevedzera.
PCI kutevedza kwemabhizinesi muDE, MD, NJ, NY, PA, uye NY
Kuzadzikisa kutevedza kwePCI hachisi chiitiko chenguva imwe chete asi kuzvipira kunoenderera. Heano mamwe maitiro akanakisa ekukubatsira iwe kuchengetedza kutevedzera:
1. Gara uchivandudza uye zvigamba masisitimu: Chengetedza masisitimu ako uye software zvakagadziridzwa neazvino chengetedzo zvigamba uye zvigadziriso. MaHackers anogona kushandisa kusadzivirirwa musoftware yechinyakare kuti awane mukana usina mvumo kune ako masisitimu.
2. Itai ma scans ekusagadzikana nguva dzose: Gadzirai mascanner ekusagadzikana kuti muone chero kusasimba kunogona kuitika mumasisitimu ako. Ma scans aya anofanirwa kuitwa nemunhu ane hunyanzvi kana automated vulnerability scanning tool.
3. Monitor network chiitiko: Shandisa hurongwa hwekutarisa chiitiko chetiweki uye kuona maitiro asina kujairika kana anofungidzirwa. Izvi zvinogona kukubatsira kuziva uye kupindura kune zvingangoitika zviitiko zvekuchengetedza nekukurumidza.
4. Itai zvidzoreso zvakasimba zvekupinda: Dzivirira kuwana data yevaridzi vemakadhi nekushandisa matanho akasimba echokwadi, akadai seakawanda-factor authentication uye akasiyana maID ID nemapassword. Izvi zvichabatsira kudzivirira kuwana zvisina mvumo kune ruzivo rwakadzama.
5. Encrypt cardholder data: Implement robust encryption algorithms kuchengetedza makadhi ane data mukufambisa uye pakuzorora. Izvi zvinosanganisira encrypting data yakachengetwa pamaseva uye data inofambiswa pamanetiweki.
6. Nguva dzose dzidzisa vashandi: Dzidzisa vashandi vako pamusoro pekuchengetedza zvakanakisisa maitiro uye kukosha kwekuteerera kwePCI. Izvi zvichabatsira kuona kuti munhu wese musangano rako anonzwisisa basa rake mukuchengetedza kutevedza uye kubata data rine makadhi zvakachengeteka.
7. Ita mishandirapamwe yenguva dzose yekuzivisa nezvekuchengetedza: Simudza ruzivo pakati pevashandi vako nezve njodzi dzichangoburwa dzekuchengetedza uye nzira yekudzidzivirira. Izvi zvinogona kusanganisira phishing simulations, cybersecurity newsletters, uye zviyeuchidzo nezvekukosha kwekutevera kuchengetedzwa kwemitemo uye maitiro.
Nekutevedzera aya akanakisa maitiro, iwe unogona kuve nechokwadi chekuti bhizinesi rako rinoramba richienderana nePCI DSS uye rinoramba riri pamberi pezvinogona kutyisidzira kuchengetedza.
PCI kutevedzera masevhisi uye mhinduro
PCI kutevedzera zvinodiwa zvakafanana zvisinei nenzvimbo yako. Nekudaro, iwe unofanirwa kuziva chero yekuwedzera-yakatarwa mitemo inogona kushanda kubhizinesi rako. Dzimwe nyika, dzakaita seNew York, dzakashandisa cybersecurity mirau, iyo inogona kunge iine zvakasiyana zvinodiwa kupfuura PCI DSS.
Kana bhizinesi rako richishanda muDelaware, Maryland, New Jersey, New York, Pennsylvania, kana New York, unofanirwa kujairana nemirairo chaiyo inoshanda mudunhu rako. Izvi zvinogona kusanganisira kuita imwe tsvakiridzo kana kubvunzana nenyanzvi yezvemitemo kana nyanzvi yezvekuchengetedza cyber.
Pamusoro pezvo, funga kudyidzana nePCI yekuteerera sevhisi inopa nyanzvi mukubatsira mabhizinesi mudunhu rako kuwana nekuchengetedza kuteedzera. Ava vanopa vanogona kupa mhinduro dzakagadzirirwa uye nhungamiro yekuona kuti bhizinesi rako rinozadzisa zvese zvinodiwa.
mhedziso
Kuwana uye kuchengetedza PCI kutevedzera kunogona kuve kwakaomarara uye kunopedza nguva maitiro. Neraki, akasiyana PCI masevhisi ekuteerera uye mhinduro dziripo kubatsira mabhizinesi kukwenenzvera kuedza kwavo kutevedzera.
PCI yekuteerera sevhisi vanopa masevhisi akasiyana, anosanganisira kuongororwa kwenjodzi, kusagona kutariswa, kuyedzwa kwekupinda, uye kubvunza kutevedza. Ava vanopa vane hunyanzvi uye ruzivo rwekutungamira mabhizinesi kuburikidza nekutevedzera uye kuona kuti zvese zvinodiwa zvinosangana.
Pamusoro pevanopa masevhisi, kune zvakare software mhinduro dziripo dzinogona kubatsira mabhizinesi kuwana uye kuchengetedza PCI kutevedza. Mhinduro idzi dzinogadzira akawanda emabasa anosanganisirwa mukuteera, senge kusatya kutariswa, zvinyorwa zvepolicy, uye kushuma. Nekushandisa zvigadziriso izvi, mabhizinesi anogona kuchengetedza nguva uye zviwanikwa apo achiona kuenderera mberi kwekuteedzera.
Kusarudza ane mukurumbira uye anovimbwa mupi kwakakosha pakusarudza PCI yekuteerera sevhisi mupi kana software mhinduro. Tsvaga vanopa vane ruzivo rwekushanda nemabhizinesi muindasitiri yako uye rekodhi rekodhi rekubatsira makambani kuwana nekuchengetedza kuteerana.
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